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Find out your current tax-free savings account (TFSA) contribution limit by using this calculator.

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Tax-free savings account is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like exchange-traded funds (ETFs), guaranteed investment certificates (GICs), bonds, stocks and, yes, plain old cash. While you do have to abide by the set amount of contribution room each year, any growth you earn on those investments will not affect your contribution room for the current year or years to come. Plus, the income earned is tax-free (more on that below). Any resident of Canada who is 18 or older and has a valid social insurance number can open a TFSA.

Featured TFSA Accounts

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Best TFSA savings account

Earn 3% interest tax fee tax-free interest with flexible withdrawals and zero fees…

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The best cash back credit cards in Canada for 2024

Credit Cards

Best cash back credit cards in Canada
Searching for the perfect card? Compare your options with our interactive tool, and filter results based on rewards value, annual fees, income requirements, and more.

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Known for their simplicity and versatility, cash back cards eliminate the hassle of tracking loyalty points and offer the ultimate reward—a percentage of what you spend back in cash.

If you want to maximize your cash back rewards, start with one of these three cards, which suit the preferences and habits of most Canadians. Or keep scrolling for a curated list of recommendations across even more categories.

Top cash back CREDIT CARDS

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Best overall cash back

Earn 4% back on groceries and gas, and 2% on everything else you buy.

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Best for groceries and families

Earn 4% on groceries and recurring payments (includes eligible utility bills, insurance premiums, and more)…

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