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When are credit-card rewards worth paying an annual fee? Aug 4th
For the last decade or so, Jim and Willina Collins have enjoyed a regular bonus by using their no-fee cash-back credit card to pay for many of their expenses, including holiday flight and accommodation bookings, gasoline, vehicle repairs, and insurance on their vehicles (the couple have a car and a .... More »
Ages 13 to 17: Teaching teens to budget Aug 24th
It happens so fast you could miss it. But in their teens, kids need to start moving from thinking about money in small amounts (weekly) to larger amounts (monthly). “They should start getting more money for longer periods of time, but now they also need to start taking personal responsibility for .... More »
American Express Cobalt review + MORE Dec 15th
If you know you want an American Express credit card, you’ve probably been referred to the Cobalt credit card. The Cobalt combines high earn rates for everyday purchases with a great insurance package and the ability to put points towards travel for high value. In this American Express Cobalt revi.... More »
Collision insurance: How it all works + MORE Dec 13th
Collision insurance is “extra.” It’s optional coverage that you can add on top of your basic full auto insurance, which, on its own, doesn’t cover you if you’re in an accident and you’re at fault. Many drivers opt in for collision, mainly because of the variable Canadian weather, road co.... More »
Blue Jays break new ground by acquiring premium rental Jordan Hicks - Yahoo Canada Sports Jul 31st
Blue Jays break new ground by acquiring premium rental Jordan Hicks Yahoo Canada SportsJordan Hicks and What's Next | Jays Talk Plus SPORTSNETJays pay reasonable price for hard-throwing Jordan Hicks as closer insurance. And they aren’t done Toronto StarWhat's next .... More »
The Complete Package: How Much are Benefits and Bonuses Really Worth?
– ratesupermarket.ca

If you’ve ever had to debate the pro’s and con’s of a new job offer, or renegotiate a contract, you know it’s not always easy to evaluate the worth of a potential compensation package. Benefits and bonuses add a lot of complexity to the process; it doesn’t always come down to salary dollars and cents.
Benefits can quickly add up to make the compensation package more competitive, and it’s important to truly understand their worth. Five of the most common employee benefits include: health and dental insurance, group life insurance, training expenses, vehicle allowances, and gifts and awards. All of these perks could make up more than 20 percent of your total compensation package. Here’s how to evaluate them fairly, and know if you’re really getting a good deal.
Time is money, so think about its true value
There is nothing more valuable than your time, but paid days off are something we often don’t consider as compensation. It’s harder to place value on them than a straight up salary number, but a higher take-home pay isn’t always more important in the long run…


