Top financial innovations of the last 25 years Feb 29th

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Top financial innovations of the last 25 years

To mark MoneySense’s 25th anniversary, we dove into the top innovations that have changed personal finance since this magazine was founded in 1999. From new registered accounts and investment products to online services and developments in artificial intelligence, these are some of the biggest—the ones we can hardly imagine living without today.

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1. 1999: The Canada Revenue Agency—then called the Canada Customs and Revenue Agency—introduced Netfile, enabling Canadians to file their tax returns electronically. In its first year, only 530 Canadians filed using this service. But in 2023, nearly 10.5 million Canadians used Netfile for their 2022 tax return.

2. 1999: Kanetix became Canada’s first comparison site for personal finance products, with an initial focus on insurance quotes. It acquired Rates.ca in 2015, and later took on the name Ratesdotca. Kanetix paved the way for comparison sites like Ratehub…

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