How to go about securing the best policy for your insurance in Canada.
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What type of insurance does a home-based business need? May 27th
Q. I am starting up a small business where I will manufacture, market and sell my own products online. I will use a room in my home as an office. What type of insurance do I need?
–Paul
A. Hi Paul. An insurance policy protects you against defined risks. Although I haven’t seen your home insuranc.... More »
Canadians are quietly overspending on convenience May 24th
There is no doubt that life has become expensive. Everywhere you look, prices are rising: gas, groceries, restaurants, insurance. Everyday essentials that once felt manageable now seem to demand a small emotional recovery period every time you tap your debit or credit card.
If it’s not rising p.... More »
Term vs. whole life insurance: Which type of policy is best? + MORE Mar 20th
Term or whole life insurance? That is the question. But we have two more questions: What is the difference between these two types of policy? And which one is best for your needs?
Generally speaking, term life insurance is best for those seeking a low-cost, short-term solution. Whole life insuran.... More »
TFSA contribution room calculator + MORE Nov 5th
Find out your current tax-free savings account (TFSA) contribution limit by using this calculator.
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Tax-free savings account is a bit of a misnomer. While you can use it for straightforward savings, think of it more accurately as an investment holding account to store things like e.... More »
Lexus ES review: The best used small luxury car for 2023 + MORE Jul 3rd
Since 1992, the Lexus ES series has been a favourite of car buyers looking for a mix of excellent value and luxurious interior appointments. Parent company Toyota’s legendary reliability is an appreciated bonus. Those are among the reasons why the Lexus ES made my list of the 10 best used cars in .... More »
When Your Neighbor’s Tree Falls, Who’s Responsible?
– ratesupermarket.ca
A beautiful landscape with mature trees is picturesque. That is until a neighbor’s tree falls in your yard. Blame it on high winds or lack of upkeep, but accidents happen. And tree damage can quickly create tension among neighbors if you don’t know how to handle the situation.
Use these tips to avoid arguments and have that messy cleanup handled properly.
Who’s at Fault?
Unfortunately, when a neighbor’s tree falls in your yard, it’s your responsibility to clean it up – – in some circumstances. A tree falling unexpectedly can happen from severe weather like a hurricane or storm. Or, it can happen due to neglect.
When It’s Weather-Related
Exterior wind damage is responsible for some home insurance claims. Substantial rains can soak roots and topple mature trees making them highly susceptible to winds. In this case, the owner of the tree is not responsible for damage to neighboring properties.
If your neighbor’s tree falls in your yard, contact your insurance company…
