There are more insurance options in Canada than you can shake a stick at! Stay on top of the best policies right here.
Latest News
Where to find and apply for COVID-19 financial relief Oct 6th
The COVID-19 outbreak has dealt a shock to our economy, shuttering entire industries and leaving many more businesses in limbo, forcing layoffs and loss of income on many people. Fortunately, the Canadian government and several other institutions are offering financial relief for Canadians during th.... More »
Common Life Insurance Mistakes to Avoid Mar 27th
Shopping for a life insurance plan that fits your particular situation can be a daunting task. There are many companies that offer life insurance and each company has pros and cons.
There are also different types of life plans with many different options.
In addition, mistakes can be made when enrol.... More »
“A dog bit me! Should I sue?” May 31st
The arrival of the warmer weather means that more people will be out and about. This also means that more people will be out and about with their dogs.
Every summer, numerous people want to speak to me after a dog has injured someone. Some of these people are the owner of the dog; some are the one.... More »
How Small Businesses Can Stay Safe Against Cyberattacks + MORE Oct 19th
Today’s cyber thieves aren’t lone hackers working from their basements. Cybercrime increasingly has become full-fledged enterprises, complete with CFOs, HR teams and research and development budgets—and this “professionalization” of cybercrime presents a growing risk for small businesses, .... More »
Before you buy, here’s how to compare home insurance + MORE May 16th
Home insurance is important, but no one loves paying for it—especially when household budgets are tight. That’s why Canadians open their browsers and search for things like “cheap home insurance” and “how to save on home insurance.”
Any insurance professional will tell you there’s.... More »
Why Your Disability Coverage May Not Be Enough
– ratesupermarket.ca

When it comes to insurance, most people wouldn’t think twice about protecting their home and vehicle. But what about your most valuable asset: your ability to earn income?
If you ever fall ill or suffer an injury, you’ll be thankful you have disability coverage to help cover your bills. Disability insurance is overlooked by a lot of individuals (most don’t even know what their coverage is), and it’s an area where individuals are often underinsured. Even if you have group disability coverage through your employer, it may not be enough.
Why Do I Need Disability Insurance?
If you have a spouse and dependents, you should already have term life insurance to help protect your loved ones – but what if you become disabled and unable to earn a paycheque? Don’t think it can happen to you? Think again. One in three people will be disabled for 90 days or longer at least once before age 65.
Individual vs. Group Disability Insurance
Not all disability insurance is created equal. There are two main types of disability insurance: individual and group…


