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3 ways to recession-proof your RRIF
– moneysense.ca
In general, for investors who already have a risk-appropriate portfolio in place, it’s often best to stay the course—even through a recession. That’s because it’s perfectly normal to experience poor market returns from time to time, and research shows that constantly switching up your investment strategy can lead to more harm than good.
That said, if the current environment of high interest rates, elevated inflation and volatile markets is giving you anxiety, maybe it’s time for an overhaul of your retirement savings. Here are three ideas that may help to protect your investment portfolio and generate income during tough economic times.
What is a RRIF?
A registered retirement income fund (RRIF) is an account designed to hold investments transferred from registered retirement savings plans (RRSPs) and certain other registered accounts…
