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OAS payment dates in 2024 and 2025, and more to know about Old Age Security + MORE Nov 4th
If you’re approaching or planning for retirement, you may have questions about Old Age Security (OAS) benefits, like: Do I need to apply for OAS? How much will I receive in OAS? When do OAS payments go out? We cover these questions and more below. But first, here’s a quick overview of how OAS wo.... More »
Can debt consolidation help with Canadian student loans? Sep 29th
Ask MoneySense
My parents have RESP savings, and I have a few part-time jobs and some support from other family members. But it’s not enough. I am wondering about OSAP, as I have a tight budget. My parents always warned me that taking on debt was “bad,” though, because they had student lo.... More »
Wall St slips with inflation data on deck - Reuters Feb 28th
Wall St slips with inflation data on deck ReutersStock market today: US stocks slip in cautious countdown to PCE print as bitcoin soars past $60,000 Yahoo FinanceStock Market Today: Dow Jones Falls On Surprise GDP Data; Cathie Wood Sells More Nvidia Stock Investor's .... More »
Making sense of the markets this week, October 31, 2021 Oct 30th
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
Scotiabank says 8 rate hikes are on the way
Scotiabank’s Derek Holt shared that we could see eight rate hikes in Canada over the next two years. That is ag.... More »
Can I afford that mortgage? Here’s how much you can safely borrow to buy your first house + MORE Apr 25th
Talk to a mortgage broker and do a personal budget assessment before you start house hunting, expert says..... More »
Making sense of the markets this week: April 26, 2021
– moneysense.ca
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
It’s U.S. earnings season, and things are looking up
From Liz Ann Sonders, chief investment strategist at Charles Schwab & Co., here is a fantastic overview of the (early) results of U.S. earnings season.
The summary: We are off to a great start, as expected. And, actually, things are even better than expected.
Sonders opened her post with some key observations:
“With less than 10% of the S&P 500 having reported, results are strong and have boosted the blended consensus for first quarter year-over-year earnings growth to nearly 31% from 25%.
“Both the beat rate, and the percent by which companies have been beating estimates, are well above historical norms.
“The denominator effect of improving earnings (E) is helping ease some valuation concerns; but overall, the market remains historically expensive.”
One of the most important metrics for evaluation stocks is the P/E (price to earnings) ratio…
It’s U.S. earnings season, and things are looking up
From Liz Ann Sonders, chief investment strategist at Charles Schwab & Co., here is a fantastic overview of the (early) results of U.S. earnings season.
The summary: We are off to a great start, as expected. And, actually, things are even better than expected.
Sonders opened her post with some key observations:
“With less than 10% of the S&P 500 having reported, results are strong and have boosted the blended consensus for first quarter year-over-year earnings growth to nearly 31% from 25%.
“Both the beat rate, and the percent by which companies have been beating estimates, are well above historical norms.
“The denominator effect of improving earnings (E) is helping ease some valuation concerns; but overall, the market remains historically expensive.”
One of the most important metrics for evaluation stocks is the P/E (price to earnings) ratio…
4 Cost-Effective Ways to Boost Employee Productivity
– investitwisely.com
Few business leaders have access to the capital they need to carry out all of their plans or strategies. Often, leaders have to make tough decisions regarding their resources and their budget. This means that anything a business leader can do to complete a project without breaking the bank can be incredibly beneficial to their organization as a whole. With that in mind, today we’ll explore four cost-effective ways that business leaders can boost employee productivity. Here’s how to help your team reach new heights without spending a fortune:Remote Capabilities
As a result of the COVID-19 pandemic, many companies have been forced to adopt a remote work setup. While this may have been a change made out of necessity, it can provide numerous benefits to both professionals and businesses alike. A good number of employees prefer working from home, and many find that they are able to get more done outside of the hustle and bustle of the “traditional” office environment. What’s more, businesses can save money on real estate as well as office upkeep expenses if they allow more team members to work from home…


