4 underused tax and financial benefits Canadians are overlooking + MORE Jul 29th

There are plenty of saving accounts, tax benefits, and federal and provincial programs available to Canadians. Here’s a round-up of four opportunities that you may be missing out on. 

Canadian Dental Care Plan

The Canadian Dental Care Plan (CDCP) was first introduced for children, seniors, and adults eligible for the disability tax credit with a phased rollout. But in June 2025, it was expanded to all Canadian residents, subject to conditions. The CDCP is now available to anyone who does not have access to dental insurance. 

A taxpayer and their spouse or common-law partner (if applicable) must have filed tax returns for the previous year to determine family income. If their adjusted family net income is less than $90,000, the federal government may partially cover a wide range of dental services. These services include everything from diagnostic and preventive services to orthodontic services.

Canadian Dental Care Plan enrollment is not automatic. You need to apply online using your My Service Canada Account (MSCA)…

The immigrant story is one of grit and resilience. It’s about taking risks in the face of uncertainty and pushing forward with a vision for a better future. But it’s also filled with confusion, culture shock, and learning an entirely new way of life—including managing your finances.

We moved to Canada in 2019 to give our daughter a different kind of life—one closer to our extended family and rooted in the stability my wife had known growing up in Ottawa. I was born in India, raised across the Middle East, and educated in the U.K. Our financial foundations came from very different worlds, and those differences became clear the moment we arrived.

Where I came from, you only bought what you could afford. Credit existed, but it wasn’t part of everyday life. In Canada, building credit is essential to everything from renting an apartment to buying a home. I had never filed a tax return until we immigrated, and when our first Canada Child Benefit cheque arrived months later, I thought it was a mistake…

Air Canada shares slide over 10% as earnings miss, U.S. travel demand stays weak  Yahoo.coAir Canada sees decline in U.S.-bound seat sales amid tariff tension, shares dive  The Globe and MailAir Canada profit cut in half in ‘challenging environment’  Yahoo.coAir Canada sees revenue growth in international markets beyond U.S.  Toronto StarAir Canada reports Q2 earnings of $186 million in “challenging environment”  Burnaby Now