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Some value U.S. stocks that could outperform the volatility + MORE Mar 25th
Shot of young friends riding roller coaster ride at amusement park. Young people having fun at amusement park.
With a rocky start to Q1, the S&P500 has certainly shown some volatility in recent months, as evidenced by the orange line of the S&P 500 Composite against its moving averages over .... More »
Should you take extra RRIF withdrawals to increase your estate? + MORE Nov 26th
Ask MoneySense
I have a RRIF that is worth approximately $250,000 at the moment. My two children are the beneficiaries. Obviously, I am hoping to somehow reduce any tax on this RRIF income when I die. Is my taking more out of the RRIF and paying the tax each year the best way to do this? Do you have.... More »
Why the $35,000 RRSP Home Buyers’ Plan won’t be much help + MORE Mar 25th
It’s been about a week since federal budget day and I still have questions about some of the things the government announced. For instance, why did they introduce a deferred annuity, which will allow Canadians to put 25% of their RRSP or RRIF into an annuity that must start paying out by 85 at the.... More »
Property heading for a crash? 7 reasons why it's hard to tell: Don Pittis Apr 12th
Will real estate fall off a cliff? As Canadians wait for the latest numbers, the threat of rising interest rates is only one of the considerations affecting house prices..... More »
Who gets what in a blended family with no will? + MORE May 16th
Q: What happens if I die, was previously married and had a will—but am now remarried (blended family) and have not written a new will? What happens to my estate if I die? How is it divided? Does my new spouse get all the assets? Or is it split between all children (his and mine)? Or do just my o.... More »
What next? If Scotland votes for independence, prepare for intense talks and a messy divorce
– canadianbusiness.com
LONDON – How do you divorce after a 300-year union? It’s complicated, and there is a deadline.
If Scots vote yes to separation on Thursday, a clock starts ticking down to March 24, 2016 — the independence day declared by the Scottish government.
The British and Scottish administrations have agreed that they will recognize the outcome of the referendum and appoint negotiators to work out the details of separation “in the best interests of the people of Scotland and of the rest of the United Kingdom.”
But there is disagreement on many issues, and only 18 months to redraft laws, establish international agreements and work out relationships with international organizations.
Robert Hazell, head of the Constitution Unit at University College London, says that is an “impossible timetable,” and estimates it could take up to three years to hammer out the details.
Some of the key issues:
___
DIVIDING THE ASSETS
The Yes and No campaigns have very different assessments of Scotland’s financial picture, including its share of Britain’s national debt and North Sea oil reserves…
If Scots vote yes to separation on Thursday, a clock starts ticking down to March 24, 2016 — the independence day declared by the Scottish government.
The British and Scottish administrations have agreed that they will recognize the outcome of the referendum and appoint negotiators to work out the details of separation “in the best interests of the people of Scotland and of the rest of the United Kingdom.”
But there is disagreement on many issues, and only 18 months to redraft laws, establish international agreements and work out relationships with international organizations.
Robert Hazell, head of the Constitution Unit at University College London, says that is an “impossible timetable,” and estimates it could take up to three years to hammer out the details.
Some of the key issues:
___
DIVIDING THE ASSETS
The Yes and No campaigns have very different assessments of Scotland’s financial picture, including its share of Britain’s national debt and North Sea oil reserves…
30 days – 1.75%
– ratesupermarket.ca
This GIC rate is offered by Oaken Financial and was updated on 2014-06-06. Click on the link above to get more details or apply online.
90 days – 1.75%
– ratesupermarket.ca
This GIC rate is offered by Oaken Financial and was updated on 2014-06-06. Click on the link above to get more details or apply online.
Will Apple Pay be the tipping point to make people switch their wallets for their phones?
– canadianbusiness.com
NEW YORK, N.Y. – Apple wants the plastic credit card to become as rare as the paper check.
On Tuesday, the company announced Apple Pay, a digital payment system that lets people pay for retail store purchases using their phones rather than cash or credit cards. The service, which will work both with iPhones and Apple’s new Watch, is backed by a host of big retailers, along with most major banks and credit card issuers, including Visa, MasterCard and American Express.
So-called contactless payment isn’t new. Starbucks, McDonald’s, PayPal, Google and Square offer their own services, but only a small portion of customers use them. Some experts believe Apple Pay —with its presence on millions of iPhones and its advanced security features— could be the service that leads to widespread adoption of the digital wallet.
Citi Investment Research analyst Mark May believes the sum total of mobile payments could grow from $1 billion in 2013 to $58.4 billion by 2017.
Payment digitization paints an enticing vision of shopping’s future: simply tap your device against a checkout screen and walk away with your new shoes…
On Tuesday, the company announced Apple Pay, a digital payment system that lets people pay for retail store purchases using their phones rather than cash or credit cards. The service, which will work both with iPhones and Apple’s new Watch, is backed by a host of big retailers, along with most major banks and credit card issuers, including Visa, MasterCard and American Express.
So-called contactless payment isn’t new. Starbucks, McDonald’s, PayPal, Google and Square offer their own services, but only a small portion of customers use them. Some experts believe Apple Pay —with its presence on millions of iPhones and its advanced security features— could be the service that leads to widespread adoption of the digital wallet.
Citi Investment Research analyst Mark May believes the sum total of mobile payments could grow from $1 billion in 2013 to $58.4 billion by 2017.
Payment digitization paints an enticing vision of shopping’s future: simply tap your device against a checkout screen and walk away with your new shoes…
60 days – 1.75%
– ratesupermarket.ca
This GIC rate is offered by Oaken Financial and was updated on 2014-06-06. Click on the link above to get more details or apply online.
