Are ETFs a good investment for an all-weather portfolio? + MORE Feb 2nd

How to go about securing the best return for your investment in Canada.
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Know your TFSA contribution limit + MORE Nov 2nd

For Canadian investors and savers, it’s always some of the best news to come each year: new TFSA room that becomes available each January 1. For 2024, the TFSA contribution limit is $7,000, and for 2023, it is $6,500. The actual TFSA yearly limit was set at $5,000 back in 2009 when the investm.... More »

How do the RRSP contribution carry forward rules work? + MORE Jun 9th

If I have $25,000 contribution room left in my RRSP, can I take that all at once plus my regular RRSP contribution of $30,780 for the tax year 2023? Effectively making a contribution of $55,780 to my RRSP?— Lorraine The rules around RRSP contribution room  As soon as a taxpayer starts t.... More »

Senior cardinal convicted of embezzlement in historic Vatican fraud trial - Al Jazeera English Dec 16th

Senior cardinal convicted of embezzlement in historic Vatican fraud trial  Al Jazeera EnglishVatican’s ‘trial of the century’ sees cardinal given five-and-a-half-year jail sentence  CNNSenior cardinal found guilty of embezzlement in Vatican corruption trial  CBC.c.... More »

The Pokémon Company is investigating 'Pokémon with guns' satire Palworld - Yahoo Canada Finance Jan 25th

The Pokémon Company is investigating 'Pokémon with guns' satire Palworld  Yahoo Canada FinancePalworld Has Sold An Astonishing Number Of Copies In Five Days  KotakuThe Pokémon Company Announces It Will ‘Investigate’ Palworld IP And Assets  ForbesHow Palworld or ".... More »
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Couples and credit scores: How your partner’s credit can affect yours Feb 6th

When you experience that exhilarating feeling of falling in love and the person you’re dating checks every box, it can be easy to miss a few red flags. One of those is their credit history. But, if the relationship is (becoming) serious, and you’re thinking about getting engaged, moving in to.... More »
The convenience of making purchases with your credit card comes with many advantages, like rewards, perks and a solid credit history. However, if used irresponsibly, this financial tool can lead to unmanageable debt and a low credit score. So, how can you be a responsible credit card owner? I will explain how credit cards work, what to look for in a credit card, and the proper way to handle one.

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For retirees and near retirees, it can sometimes seem like there’s no such thing as a “safe” investment—especially now. Even bonds and bond funds, typically considered the safest of investments—suffered losses in 2022, as central banks hiked interest rates. Meanwhile, stocks look determined to retreat from the all-time highs they reached in the year following the short-lived initial COVID bear market. 

It’s true short-term bank savings accounts and guaranteed investment certificates (GICs) seem relatively safe from both stock meltdowns and precipitous rises in interest rates, but now there’s the added scourge of rising inflation. Even if you can earn 5% annually on a GIC, if inflation is running at 6%, you’re actually losing 1% a year.

Are ETFs a good investment for an all-weather portfolio? 

It’s tempting to throw your hands up and retreat to those much-praised asset allocation exchange traded funds (ETFs). You can use these types of investments to simulate the classic pension mix of 60% stocks to 40% bonds through Vanguard Canada’s VBAL or similar ETFs from rivals, including iShares’ XBAL and BMO’s ZBAL…

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