Dating dilemma: When to talk about finances + MORE Mar 15th

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How the Canada GST/HST tax credit works + MORE Aug 5th

For many working-class Canadians, rising costs make every dollar count. That’s where the GST/HST credit comes in. This credit is meant to support individuals and families with lower or modest incomes. If you qualify, you’ll receive payments from the Canada Revenue Agency (CRA) every three months.... More »

A breakdown of the big Canadian banks’ third-quarter earnings so far - The Globe and Mail + MORE Aug 27th

A breakdown of the big Canadian banks’ third-quarter earnings so far  The Globe and MailBMO, Scotiabank top earnings forecasts but sound wary note for road ahead  The Globe and MailTSX scales new peak, lifted by robust bank earnings  ca.finance.yahoo.com'Uncertainty m.... More »
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Hudson’s Bay properties in focus as RioCan calls creditor filing ‘disappointing’ - BNN Bloomberg + MORE Mar 18th

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Why are mortgages so expensive in Canada? + MORE Sep 26th

Interest rates have trended steadily lower over the late summer, and as a result, Canadians are finding it slightly easier to buy real estate. Prices are coming down, but Canadian mortgages are still expensive. This is according to the latest home affordability report compiled by Ratehub (which o.... More »
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The best RBC credit cards in Canada for 2024 + MORE Jul 2nd

Credit Cards The best RBC credit cards in Canada for 2024 Discover the best RBC credit cards, whether you’re looking for cash back, travel points or low interest. Compare now Why trust us MoneySense i.... More »
Dating dilemma: When to talk about financesWhen it comes to popular first-date conversation topics, credit scores and debt levels aren’t at the top of the list. Even committed couples may find it hard to broach financial topics like retirement planning or estate planning. But as the cost of living goes up and people try to plan for the future, finances are becoming a more important dinner table topic.

There’s often a stigma around discussing money, but I’ve found it really helpful to have these conversations early and often. My husband and I have monthly budget review chats, and we’re constantly discussing our financial goals and how we can achieve them. Money has never been a taboo topic for us, and we discussed our debt loads, salaries, savings and attitudes towards money shortly after we started dating. It’s a trend that’s continued into our marriage, although now the topics of conversation are things like life insurance, registered education savings plans (RESPs) for our kids, wills and estate planning, and retirement, instead of whether we can afford that weekend trip to NYC…

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Making sense of the markets this week: March 17, 2024Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors.

Oracle continues U.S. tech dominance

Whether we’re talking software, streaming, artificial intelligence (AI), computer chips or, now, servers, the U.S. tech sector is booming at the moment. After reporting earnings on Monday this week, shares of server extraordinaire Oracle climbed 13%.

Earnings highlights for the week
All numbers in this section are in U.S. dollars.

Oracle (ORCL/NYSE): Earnings per share came in at $1.41 (versus $1.38 predicted), and revenues were a slight miss at $13.28 billion (versus $13.30 billion predicted).

Dollar Tree (DLTR/NASDAQ): Earnings per share of $2.55 (versus $2.65 predicted), on revenues of $8.64 billion (versus $8.65 billion predicted).

Dollar General (DG/NYSE): Earnings per share of $1.83 (versus $1.73 predicted), and revenues of $9.86 billion (versus $9.78 billion predicted)…

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