Federal government targets sport participation with $660 million pledge to sport organizations – CBC + MORE Apr 28th

How to go about securing the best return for your investment in Canada.
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The best GIC rates in Canada for 2026 May 25th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
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Are women getting the right advice about RESPs? Apr 30th

When my first child was born in early 2011, I wanted to set up a registered education savings plan (RESP) as soon as possible. My husband didn’t have any student debt of his own, but I’d left university with over $40,000 owing on a line of credit—a huge number that I carried into our marriage .... More »

S&P 500 and Nasdaq notch records; AMD results spark AI stock rally - Reuters May 6th

S&P 500 and Nasdaq notch records; AMD results spark AI stock rally  ReutersStock market today: Dow jumps 600 points, S&P 500 and Nasdaq hit records as AI trade fuels rally  Yahoo FinanceMarket Outlook: AI optimism pushes S&P 500 to fresh record highs  BNN Bl.... More »
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What is the Saskatchewan Pension Plan? May 12th

The Saskatchewan Pension Plan (SPP) was introduced in 1986 and was originally intended to help part-time workers, the self-employed, or others without access to a pension to save for retirement. Over time, it has evolved and become more appealing to both individuals and businesses.  Who can .... More »
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What every American should know before buying a home in Canada + MORE Jul 24th

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Federal government targets sport participation with $660 million pledge to sport organizations  CBCOpinion | ‘It is a great day’: Liberals earmark over $755 million to reshape Canadian sports system in economic update  Toronto StarAfter weakest Winter Olympic medal count in years, Ottawa ups sport funding  Global NewsCanada gets its Olympic funding from the federal government, and with it, the pressure for results  The Globe and MailCOC and CPC applaud generational investment in Canadian sport system  Swimming Canada

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Ask MoneySense
I called two prominent, fee-only financial planning firms that don’t sell investments because I want a financial plan, and they both turned me away. They said they couldn’t help me because I don’t know what I want. I’m not sure what to do. I want a plan, but I don’t have any real goals. How do I get a plan if I don’t know what I want?   

—Susan

Hi Susan. It is too bad they couldn’t help you. Don’t give up. Not having set goals should not stop you from having a financial plan. I am sure the firms you spoke to are very good and it may just be that their approach to planning is better suited to people with goals. The problem is there are a lot of people without well-defined goals.

For financial planners, it is easier to prepare a plan for people with specific goals or facing a financial decision. They want answers to questions like: When can I retire? When should I start Canada Pension Plan and Old Age Security? Should I draw from my holding company or registered retirement income fund (RRIF)? With these questions, the plan becomes a math problem easily solved by a competent planner…

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