How to go about securing the best return for your investment in Canada.
Latest News
Before the Bell: TSX heads for losses as traders flee risk assets + MORE Jun 16th
A look at overnight markets and what's ahead this trading day in North America
.... More »
Enerplus to sell some of its Alberta natural gas property for $198 million + MORE Jan 12th
CALGARY – Enerplus Corp. (TSX:ERF) is selling some of its Alberta natural gas assets for about $193 million.
The Calgary-based company says the properties were projected to contribute the equivalent of 5,400 barrels per day of production in 2016, almost all in the form of natural gas.
In the f.... More »
The close: TSX dips as oil price drop offsets bank earnings + MORE May 25th
S&P 500 hits record high after upbeat retail results
.... More »
Housing activity will slow 'modestly' in 2016: RBC report + MORE Aug 20th
Activity in Canada's real estate market will slow "modestly" next year as interest rates begin to rise, according to a new report from RBC Economics..... More »
No house? No worries: How to tip the financial scales in your favour if you can’t afford to buy a home Jun 12th
How can you generate wealth without owning four walls and a roof? We asked the experts..... More »
Get real about your real estate returns
– moneysense.ca
The cash-on-cash return looks at annual operating cash flows net of mortgage costs and compares them to your cash investment (your down payment). The capitalization rate ignores the mortgage payments and compares operating cash flows to the full purchase price. Look for a cap rate significantly higher than the interest rate on the mortgage, and higher than the returns on safer investments. Otherwise you’re not being compensated for the effort and risks associated with investing in real estate.Rui Torrao’s 10% cap rate target is very difficult to find these days: a recent analysis by Boardwalk REIT found cap rates for high-quality large apartment buildings ranged from 3.75% to 4.75% in Vancouver and 5.75% to 6.75% in southwest Ontario. In this hypothetical example, we’ve assumed you put 50% down on a property valued at $300,000. We’ve also assumed the mortgage interest rate is 3.5%, amortized over 25 years.
Analysts see new hope at MTS … and new questions at Valeant
– theglobeandmail.com
Analysts at Veritas Investment Research dig deeply into the books at both companies
4.5 year – 2.45%
– ratesupermarket.ca
This GIC rate is offered by Outlook Financial and was updated on 2013-03-14. Click on the link above to get more details or apply online.
5.5 year – 2.70%
– ratesupermarket.ca
This GIC rate is offered by Outlook Financial and was updated on 2013-03-14. Click on the link above to get more details or apply online.
