How to Shop for Title Loans Online: The Complete Guide + MORE Jul 23rd

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Making sense of the markets this week: July 26 Jul 24th

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. Earnings to drive Tesla stock into orbit? Tesla has disrupted the entire automotive industry. The global leader in electric vehicles now has greater stock market value than Fo.... More »
 broker

Canadians are losing sleep over COVID-19 financial stress. A financial therapist gives us tips on how to be at ‘peace with money’ in a pandemic Jul 29th

“We live in a world where we've got propaganda that tells us that more is better all the time, we never actually cultivate that real trust and peace with money,” says Brenda St. Louis, a Vancouver-based money coach.... More »
 TSX

Making sense of the markets this week: August 3 Aug 1st

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. Gold outshines itself Gold stole the headlines this week. That can happen when an infamous asset takes out its previous all-time highs.  Last Sunday, gold made another push a.... More »
 stock split

A second wave of COVID-19 could pummel the markets — here’s how to protect your portfolio Aug 4th

Now that stock prices have rebounded close to where they were before the crash, it’s a good time to make sure your finances are resilient..... More »
Canada’s best rewards credit cards 2020When choosing a good overall rewards card, you have to consider the entire package of goodies before making a final decision. Do you prefer a no fee card or are you willing to pay for perks? Are you more interested in spending bonuses, VIP lounge access, cash-back rewards or no blackout periods when booking travel? Whatever your criteria, there’s a card on this list to ensure you reap rewards as you spend.
The best rewards credit cards in Canada 2020

Card
Rewards
Annual fee

American Express Cobalt
(get more details)*

5 pts/$1 on groceries & dining
2 pts/$1 on travel, gas & transit
1 pt/$1 on everything else

$120

Scotiabank Gold American Express
(get more details)

5 pts/$1 on groceries, dining & entertainment
3 pts/$1 on gas, transit & streaming services
1 pt/$1 on everything else
No FX fees

$120

Tangerine Money-Back
(get more details)*

2% cash back in up to 3 spending categories
0.5% on everything else

$0

Scotia Momentum Visa Infinite
(get more details)

4% cash back on groceries & recurring bills
2% on gas & daily transit
1% on everything else

$120

AMEX SimplyCash Preferred
(get more details)*

2% cash back on everything

$99

TD First Class Visa Infinite
(get more details)*

9 pts/$1 on travel (via ExpediaForTD)
3 pts/$1 on everything else

$120

BMO World Elite
(get more details)*

3 pts/$1 on travel, dining, and entertainment
2 pts/$1 on everything else
Airport lounge access

$150

PC Financial World Elite
(get more details)*

45 pts/$1 at Shoppers Drug Mart
30 pts/$1 at PC affiliate stores
30 pts/$1 on everything else

$10

Rogers World Elite
(get more details)

3% on purchases in U…

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How to Shop for Title Loans Online: The Complete GuideCar title loans have recently become a popular option for people who need a quick source of cash. Title loans are particularly useful for individuals with a negative credit history who need access to a loan.
What is a car title loan?
A car title loan is a type of short-term loan. It is quite similar to a payday loan, however, it usually has a substantially lower interest rate because your car is used as security against the loan.
While a car title loan has a lower interest rate than a payday loan (which sometimes will have an APR or annual percentage rate of 1000 percent or more), the interest rate you will pay is significantly higher than most traditional loans from banks and other financial institutions.
If you are thinking about getting a car title loan, there are many things you should take into account. You’ll need to consider certain things very carefully when shopping around for the most suitable lender. Let’s take a look at these in more detail below.
What is the online application process like?
Different lenders will sometimes have very different application procedures for title loans…

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