Making sense of the markets this week: February 6 Feb 4th

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Should you buy real estate through a corporation? Sep 13th

One of the main tax benefits of Canadian real estate is the ability to claim an unlimited principal residence exemption on the property value appreciation. One exception may be if the land is more than half a hectare (1.24 acres), unless the minimum municipal lot size at the time you purch.... More »

Should you sell stocks to simplify with an all-in-one ETF? Aug 12th

Ask MoneySense I have a mixed bag of stocks in my TFSA, RRSP, corporate trading account, and in my non-registered accounts. I am in my mid-50s and looking to simplify my portfolio. I would like to sell all positions within each account and deploy a 2 to 3 ETF portfolio. Am I able to sell off ever.... More »

The wealth gap in Canada is wider than ever + MORE Jul 24th

The wealth gap in Canada has reached a record high of 49% in 2025, according to newly released data from Statistics Canada. That’s the highest it’s been since the agency began collecting this data in 1999. Now, Canadian households in the top 20% of the income distribution own more than two-third.... More »

The best GIC rates in Canada for 2025 May 16th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

How the Canada GST/HST tax credit works + MORE Aug 5th

For many working-class Canadians, rising costs make every dollar count. That’s where the GST/HST credit comes in. This credit is meant to support individuals and families with lower or modest incomes. If you qualify, you’ll receive payments from the Canada Revenue Agency (CRA) every three months.... More »
Making sense of the markets this week: February 6Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. 

The first modern-day pandemic—two years later

To my knowledge, I was the first financial writer in Canada to cover the pandemic or suggest it as a concern. It’s hard to believe that we’ve lived two years of our lives in a scary and confusing pandemic. Two years ago I wrote this post on my blog, “How to prepare your portfolio for the coronavirus outbreak”.

On February 1, 2020, it was not yet considered a “global” pandemic. The first cases were just being reported. And my blog post and headline appears trite and uncaring considering the number of deaths and illness. But again, the destructive path of the coronavirus was not yet known. I addressed the risks and the performance of the markets in previous epidemics. 

And, yes, I put some asset allocation ideas on the table for consideration. 

I did a follow-up post about the performance of the pandemic portfolio…

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