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Save, sell, borrow, work: How to take your RRSP top-up over the top Feb 8th
In most circumstances, driving money into your RRSP is a great deal, writes Lesley-Anne Scorgie. Here’s some ideas for bulking up your contribution before the March 1 deadline..... More »
Making sense of the markets this week: April 21, 2024 + MORE Apr 19th
Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors.
Canada’s unproductive budget
After talking a lot about how we really—finally—need to get serious about the decades.... More »
Average Canadian house price up 38% compared to last year, but down from March - CBC.ca Jun 15th
Average Canadian house price up 38% compared to last year, but down from March CBC.caCanadian real estate: CREA says sales fell in 80% of markets in May Yahoo Canada FinanceCanadian home sales fall 7.4% in May, average selling price also inches down from month before: CREA .... More »
How to buy bitcoin in Canada (and find out where, too) + MORE Apr 20th
What’s the big fuss about holding bitcoin in Canada? If you’re a MoneySense reader, you already know that bitcoin is increasingly major news. The standard-bearer of cryptocurrencies (also referred to as digital or virtual currencies) has been soaring in value. Despite some pretty major fluctuati.... More »
Making sense of the markets this week: May 22 May 20th
Million Dollar Journey editor and Canadian Financial Summit founder Kyle Prevost shares financial headlines and offers context for Canadian investors.
All that glitters is not Crypto
“It’s going to replace the world’s currency for day-to-day transactions.” they said.
“The fees are.... More »
Making sense of the markets this week: September 28
– moneysense.ca
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.Is beating the market a thing of the past?
There are many reasons why it gets harder and harder to beat the market. Even for the likes of Berkshire Hathaway’s Warren Buffett.
That’s the conclusion of “The Incredible Shrinking Alpha,” newly updated in August 2020 by Larry Swedroe, chief research officer for St. Louis, Mo.-based wealth management firm Buckingham Wealth Partners, and Andrew Berkin, head of research at Bridgeway Capital, a wealth management firm based in Houston.
S&P Dow Jones Indices have studied active managers for many years. Last year, they noted that after 10 years, 85% of large fund managers underperform their benchmark (using the S&P 500), and after 15 years, that underperformance reaches 92% of managers.
Why has it become tougher each year and decade to beat that passive benchmark?
The competition is getting tougher. There are so many active managers evaluating and pricing the individual stocks…


