New to Canada? Here’s how the Scotiabank newcomer offer can help Dec 17th

TSX getting you down? There are always sound investment alternatives.
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Musk's SpaceX prices record $75 billion IPO at $135 a share - Reuters + MORE Jun 11th

Musk's SpaceX prices record $75 billion IPO at $135 a share  ReutersElon Musk's SpaceX valued at nearly $1.8tn ahead of record share sale  BBCFriday's big stock stories: What’s likely to move the market in the next trading session  CNBCSpaceX IPO Draws More Than $100 .... More »

Iran conflict latest: IEA warns of "very severe" oil crisis sparked by war - Investing.com + MORE Mar 23rd

Iran conflict latest: IEA warns of "very severe" oil crisis sparked by war  Investing.comMore than 40 Middle East energy assets ‘severely damaged,’ IEA chief says  CNBCIran war energy crisis equal to 70s twin oil shocks and Ukraine invasion fallout, says IEA chief | First Thi.... More »

Warning to caregivers: Expect a scavenger hunt Feb 24th

This story is part 3 in a series on financial caregiving for seniors. Read others in this series: 3 signs you need to take control of your parents’ finances Caring for a parent? Get a power of attorney Before my father was diagnosed with dementia, I had a 30,000-foot awareness of my f.... More »

Why it seems like you can never get ahead (Hint: It’s not your streaming subscription) Mar 25th

“It’s the economy, stupid.” So said Clinton strategist James Carville in 1992 about the primary concern of American voters, but it could just as believably be about today’s Canadians. According to 2025 numbers by market research company Ipsos, 23% consider inflation and cost of living to be .... More »
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How international students can build credit in Canada Jul 15th

Moving to Canada as an international student comes with a long financial to-do list, and building credit is one of the most important items on it. Your credit history from home typically doesn’t transfer, which means you may need to start from scratch when applying for a credit card, phone plan, a.... More »
New to Canada? Here’s how the Scotiabank newcomer offer can helpNewcomers to Canada typically have a hard time applying for credit cards or financial products simply because they have no Canadian credit history. Fortunately, Scotiabank’s StartRight® Program offers newcomers the ability to apply for credit and start building their credit history in Canada.

As a newcomer, you can get personalized financial advice and apply for credit cards that don’t require a lengthy Canadian credit history. This gives you the chance to start building your credit score right away, so you can qualify for higher credit limits or better borrowing terms as you’re setting up life in a new country.

Why your credit score matters

It’s hard to overstate just how important your credit score is. This three-digit number reflects your financial habits and history, and it’s the number lenders and card issuers look at when they’re deciding whether or not to approve your applications for credit. 

Essentially, your credit score tells lenders how risky you are to lend to…

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