Improbable Leverages Improved Financial Profile to Drive Innovation in AI, the Metaverse, and Web3 Through Venture Building - Financial Post Jan 22nd

Ayana Forward, financial advisor Feb 14th
The best GIC rates in Canada for 2025 Jan 20th

What is DeepSeek, the Chinese AI company upending the stock market? Jan 28th
Canada Post lays off 50 employees amid ‘critical financial situation’ - CTV News Feb 6th
How high will home prices get in 2025? Depends where you live – Global News Toronto
– news.google.ca
Should I cash my RRSP to pay off my mortgage?
– moneysense.ca
Is it a good idea to pay off my mortgage with my RRSP money and then put what my mortgage payment was back into the RRSP once I’ve paid it off? What are the pros and cons of this strategy to being mortgage free?
–Mike
Pay off a mortgage or keep investing with RRSPs?
Paying off your mortgage with your registered retirement savings plan (RRSP) and then putting what your mortgage amounts would have been back into the RRSP may not be a good strategy for several reasons.
If you withdraw any money from your RRSP, it is taxed as income. There is withholding tax on the withdrawal initially, but the total tax depends on your other sources of income for the year when you file your tax return.
If you withdraw from an RRSP, you do not recapture that initial RRSP contribution room and you may not be able to re-contribute the same amount back to the RRSP unless you have sufficient current room. This means you will forgo years of compounded returns on the money you have withdrawn, and it can never be made up…
Invest or pay off debt: A comprehensive guide for Canadians
– moneysense.ca

Should you accelerate your mortgage payments or invest?
Making the right choice boils down to prioritizing and projecting. But here’s the thing: mortgage debt repayment is investing. Your return comes from interest savings that accrue by paying down the principal portion of your debt.
Sometimes, Canadians choose to invest in other assets instead of paying down debt. If you think you can earn a higher rate of return on your investments than the interest rate you’re going to pay on your debt, in theory, you might be better off investing. In practice, though, it depends.
There are practical considerations to help determine which investments are better than paying down your mortgage faster…
Why is the SEC suing Elon Musk?
– moneysense.ca
As a result, the SEC alleges, Musk was able to underpay “by at least $150 million” for shares he bought after he should have disclosed his ownership of more than 5% of Twitter’s shares. Musk bought Twitter in October 2022 and later renamed it X.
What’s the SEC’s complaint?
Musk started amassing Twitter shares in early 2022, and by March of that year, he owned more than 5%. At this point, the complaint says, he was required by law to disclose his ownership, but he failed to do so until April 4, 11 days after the report was due.
Musk’s lawyer, Alex Spiro, said in a statement that the lawsuit “is an admission by the SEC that they cannot bring an actual case” since Musk has “done nothing wrong.” He called the lawsuit a “sham.”
“As the SEC retreats and leaves office—the SEC’s multi-year campaign of harassment against Mr…