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How to Implement an Internal Coaching Program Jul 26th
In the spring of 2019, Kim Forseille, assistant vice-president of learning and development at Edmonton-based bank CWB Financial Group, learned from internal surveys and exit interviews that many workers were feeling stuck in their jobs. “People came to CWB because they wanted to progress in their .... More »
Good habits that can help you improve your credit score + MORE Dec 31st
You probably know you should care about your credit score, but do you know why? Simply put, this three-digit number can either help or hurt you in your journey towards financial wellbeing—and it can have far-reaching effects.
Your credit score affects your chances of getting approved for a cre.... More »
Exclusive: Nvidia to make Arm-based PC chips in major new challenge to Intel - Reuters Oct 23rd
Exclusive: Nvidia to make Arm-based PC chips in major new challenge to Intel ReutersNVIDIA and AMD reportedly working on ARM-based processors for PCs VideoCardz.comIntel stock drops on report Nvidia is working on an Arm-based PC chip CNBCBernstein's Stacy Rasgon reac.... More »
Xiaomi’s Mi 11 Ultra is getting an ultra-limited release in India - The Verge Jul 5th
Xiaomi’s Mi 11 Ultra is getting an ultra-limited release in India The VergeRedmi Note 10 Pro vs Xiaomi Mi 11 Lite: Specs Comparison gizmochinaA famous leaker shows what might have been with discarded Xiaomi Mi 11-series designs Notebookcheck.netXiaomi Mi MIX 4 with.... More »
Check your inbox: Investing newsletters can cost you more than a sub fee + MORE Sep 26th
Like most retired or semi-retired investors—even those with traditional 60/40 balanced portfolios—I found 2022 a challenging year. While our family’s investment portfolio is super diversified by asset class and geography, we had our share of losers, most of them SPACs (special purpose acquisit.... More »
Should investors worry about suspended guidance?
– moneysense.ca
If you’ve been paying attention to the companies in your portfolio over the last few weeks, you’ll have noticed that many of them have said something about “suspending guidance.” Rogers Communications is one of the more recent businesses to do just that, announcing on its April 22 first quarter earnings call: “All of these items [referring to the various economic impacts of COVID-19], as well as others that may arise, are difficult to estimate at this time, and as a result we are withdrawing our annual guidance that was originally provided in January.”
According to Barron’s, 106 companies on the S&P 500 have already suspended guidance, and it’s likely that number will rise as more companies report earnings over the next few weeks. (Read my previous column on what this quarter’s “earnings season” might look like.) Everything that has to do with this crisis is unprecedented, including having so many companies refuse to say what kind of earnings or revenues they expect to generate over the next several months…
According to Barron’s, 106 companies on the S&P 500 have already suspended guidance, and it’s likely that number will rise as more companies report earnings over the next few weeks. (Read my previous column on what this quarter’s “earnings season” might look like.) Everything that has to do with this crisis is unprecedented, including having so many companies refuse to say what kind of earnings or revenues they expect to generate over the next several months…
Why a prenuptial agreement is a good idea
– moneysense.ca
Q. I’m 34 years old and have been dating my girlfriend, who’s 10 years younger, for two years. I’m considering proposing marriage to her in the near future. We both have decent incomes, but due to our age gap and different family backgrounds, my net worth is significantly higher.
In case of a divorce, how would the following assets get divided in Ontario?
In case of a divorce, how would the following assets get divided in Ontario?
Stock portfolio currently worth $100,000
Condo acquired before marriage
50% ownership in a service business (assuming no salary or profit distribution during the marriage)
Future inheritance of a rental property with income, in Europe
Proceeds from the sale of a house in Europe (another future inheritance)
I would most likely get legal consultation to prepare a prenuptial agreement, but would greatly appreciate some initial advice on the asset division.
–Michael
A. Thanks for your question, Michael. In Ontario, a prenuptial agreement is the best way to protect premarital assets under any circumstances.
You mentioned a large gap in age between you and your partner, but have not said whether or not there were any previous marriages or children…
