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Did you fall behind on your financial goals for 2025? If so, you’re not alone. According to a survey by online estate planning platform Willful, 58% of Canadians reported postponing financial tasks they’d earmarked for the year, such as paying down debt, contributing to registered savings and investment accounts, buying life insurance and updating their wills.

Many Canadians missed key goals

A year ago, 51% of respondents to a similar poll said they wanted to pay off their debt in 2025 but only 26% managed to do so. A similar number, 49%, aimed to save for the future over the past year but only 30% of this year’s respondents reported accomplishing that task. In late 2024, 36% of respondents said they wanted to make or update their wills in 2025 but only 9% actually did. Of the 18% who were in the market for a home in 2025, just 4% bought one. 

In fact, the share of the population with major financial to-dos crossed off their list may have taken a small step backwards in 2025…

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