Canadians fear a tougher road to retirement—and plan to help their kids along the way Feb 10th
Oil prices drop sharply after Trump moves to reassure markets over Iran war - The Guardian + MORE Mar 10th
The best GIC rates in Canada for 2026 + MORE Feb 23rd
The ‘everybody loses’ scenario: Why the Iran conflict is breaking this classic portfolio strategy - MarketWatch + MORE Mar 6th
This major Ontario lender announces financial hit as borrowers miss payments, bad loans mount Mar 11th
Stock news for investors: Rogers sees revenue gain, lifted by Blue Jays’ playoff success
– moneysense.ca
Here’s a round-up of news for Canadian investors this week.
Rogers
CPKC
CGI
Cascades
Empire
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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…
Buffer ETFs vs. market-linked GICs: Which is better?
– moneysense.ca
The first month of a new year tends to bring a familiar checklist for Canadian investors. There is fresh tax-free savings account (TFSA) contribution room to use. For 2026, that number is $7,000. There is also the annual rush to finish topping up registered retirement savings plan (RRSP) contributions within the first 60 days for the prior tax year.
Bank advisors know this rhythm well. If you have cash sitting idle, there is a good chance you have received a call inviting you to review your financial plan or come into a branch. The objective is usually the same: get that cash invested into one of the bank’s in-house products.
For older clients, or those flagged through the know-your-client process as having a lower risk tolerance, the conversation often shifts toward market-linked guaranteed investment certificates (GICs). These products are typically presented as a way to participate in stock market gains while keeping your principal protected.
That pitch has worked for decades…
The best GIC rates in Canada for 2026
– moneysense.ca
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.
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Highest GIC rates in Canada
Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…
