The best 5-year fixed mortgage rates in Canada + MORE Sep 4th

Mortgages

The best 5-year variable mortgage rates in Canada
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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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After a long hiatus, bonds are back in business. Recent drops in interest rates after two years of hikes have provided bond investors with unaccustomed capital gains, all while paying a decent income yield. At the same time, volatility in the stock market is reminding investors of the need for diversification.

Meanwhile, “HISA rates are starting to come down,” says Travis Koivula, an investment advisor with Aviso Wealth in Victoria. (HISA stands for high-interest savings account.) His clients are increasingly asking whether they should shift some of their savings into traditional fixed income.

Featured accounts

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5-year GIC

Interest rate: 4.2%

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1-year GIC

Interest rate: Interest rate: %

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Best savings accounts

Aside from GICs, a safe (and more flexible way) to grow your money is in a savings account…

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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