The best GIC rates in Canada for 2025 + MORE Dec 29th

There are more investment options in Canada than you can shake a stick at! Stay on top of the best returns right here.
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A practical guide to investing at every life stage Feb 3rd

Investing is a long journey, not a single decision. So, when planning out your investment strategies, it helps to consider where you’re at in your life and retirement timeline. As your financial needs change from early career to mid-life to pre-retirement to retirement itself, so, too, should t.... More »

What happens to an RESP when a family moves to the U.S.? + MORE May 8th

It’s a familiar story: a family builds their life in Vancouver, does all the right things, opens a registered education savings plan (RESP), contributes diligently, and collects the Canada Education Savings Grant (CESG). Then, an opportunity arises south of the border—a job offer, a lifestyl.... More »
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Best all-in-one ETFs for Canadian investors 2026 + MORE Apr 29th

No category generated more discussion and debate from our selection panel this year than that for one-decision or all-in-one ETFs meant to provide a diversified portfolio in a single investment product. (The financial industry likes to call them asset-allocation ETFs.)  Some argued that it.... More »

What to expect from Mark Carney’s fiscal update amid high deficits and rising risks - Toronto Star Apr 26th

What to expect from Mark Carney’s fiscal update amid high deficits and rising risks  Toronto StarCarney faces pressure to show results in spring fiscal update: former PBO  Global NewsLiberals must show results in spring economic update: former PBO  Winnipeg SunCarney .... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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Savings comparison tool

Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Best high-interest savings account rates in Canada

Generally, savings accounts offer very low interest rates. So, if you want to earn on your deposits (rather than simply using your account as a temporary “holding tank” or directing to longer-term saving and investing vehicles), a savings account with a high interest rate is a no-brainer…

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