The best GIC rates in Canada for 2026 + MORE Apr 27th

How to go about securing the best return for your investment in Canada.
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Carney government proposal targets extinction protections for endangered killer whales off B.C. coast + MORE May 14th

The orcas have been affected by shipping traffic causing physical and acoustic disturbances, pollutants and declining food stock..... More »
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Joe Canavan on what it takes to build lasting wealth + MORE May 7th

Joe Canavan is a Canadian venture capitalist and Principal of Canavan Capital, recently named Angel of the Year by the National Angel Capital Organization. He was an early backer in companies like Wealthsimple, KOHO, and Borrowell, and scaled Fidelity Investment Canada’s assets from $60 million to.... More »
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How international students can build credit in Canada Jul 15th

Moving to Canada as an international student comes with a long financial to-do list, and building credit is one of the most important items on it. Your credit history from home typically doesn’t transfer, which means you may need to start from scratch when applying for a credit card, phone plan, a.... More »

Poilievre calls for ethics committee to investigate B.C. ‘condo bailout’ - CTV News Jun 28th

Poilievre calls for ethics committee to investigate B.C. ‘condo bailout’  CTV NewsCarney defends $1.45B plan to convert unbought B.C. condos to affordable rent-to-own  CBCOttawa and B.C. to buy up unsold condos, Airbnb’s failed World Cup play, Home of the Week and more top .... More »
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Best bank accounts for side hustles in Canada 2026 + MORE May 20th

More and more Canadians are learning how to hustle, with an estimated 28% of Canadians taking on short-term or freelance work, according to an H&R Block study. Gig work can be great for supplementing your income or paying for unexpected expenses, but you may want to keep that income separate fro.... More »
Prime Minister Carney announces the Canada Strong Fund – Canada’s first sovereign wealth fund  pm.gc.caPM Carney announces Canada’s first national sovereign wealth fund  CTV NewsCarney announces sovereign wealth fund ahead of spring economic update  National PostCanada to set up sovereign wealth fund with initial funding of C$25 billion  ReutersCarney unveils plans for Canada’s 1st sovereign wealth fund  Global News

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GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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