The best GIC rates in Canada for 2026 + MORE Apr 27th

How to go about securing the best return for your investment in Canada.
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What happens to an RESP when a family moves to the U.S.? + MORE May 8th

It’s a familiar story: a family builds their life in Vancouver, does all the right things, opens a registered education savings plan (RESP), contributes diligently, and collects the Canada Education Savings Grant (CESG). Then, an opportunity arises south of the border—a job offer, a lifestyl.... More »
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How do you take RDSP withdrawals? + MORE Jun 12th

Registered disability savings plans (RDSPs) were created in the 2007 federal budget, and the first accounts were opened in December 2008. It took a while for financial institutions to offer them and, even now, you cannot open RDSPs everywhere.  Most Canadians with RDSPs have only ever deposi.... More »
 IPO

Joe Canavan on what it takes to build lasting wealth + MORE May 7th

Joe Canavan is a Canadian venture capitalist and Principal of Canavan Capital, recently named Angel of the Year by the National Angel Capital Organization. He was an early backer in companies like Wealthsimple, KOHO, and Borrowell, and scaled Fidelity Investment Canada’s assets from $60 million to.... More »

SpaceX IPO bets $2 trillion on Musk's ambitious rockets-to-AI vision - Reuters May 21st

SpaceX IPO bets $2 trillion on Musk's ambitious rockets-to-AI vision  ReutersSpaceX files for stock market debut that could make Elon Musk a trillionaire  BBCSpaceX, OpenAI valuations would mean they leapfrog Berkshire Hathaway on first day of trading  CNBCSpaceX is cap.... More »
 financial consultant

How to get back into emerging markets using ETFs + MORE May 6th

There is nothing like recency bias to get investors rethinking their portfolios. For Canadian investors, that historically meant an overweight to U.S. equities, usually at the expense of international exposure, whether developed or emerging markets. Part of this comes down to experience. Many you.... More »
Prime Minister Carney announces the Canada Strong Fund – Canada’s first sovereign wealth fund  pm.gc.caPM Carney announces Canada’s first national sovereign wealth fund  CTV NewsCarney announces sovereign wealth fund ahead of spring economic update  National PostCanada to set up sovereign wealth fund with initial funding of C$25 billion  ReutersCarney unveils plans for Canada’s 1st sovereign wealth fund  Global News

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GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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