The best GIC rates in Canada for 2026 + MORE Apr 27th

How to go about securing the best return for your investment in Canada.
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Does crypto belong in a Canadian wealth portfolio? Jul 7th

Should you consider adding bitcoin (BTC), ethereum (ETH), or other cryptocurrencies to your investment portfolio? For long-term investors who can tolerate significant volatility, a small allocation—sometimes around 5%—is increasingly part of the conversation. Crypto’s appeal lies in its gro.... More »

Jeffrey Rath fought for First Nations. Now former clients are fighting him - Global News Jul 14th

Jeffrey Rath fought for First Nations. Now former clients are fighting him  Global NewsCourt freezes accounts of separatist lawyer as First Nation alleges misappropriation  CBCJudge freezes $8.5M of Alberta separatist lawyer’s assets amid First Nation trust fight  Glo.... More »

Are Canadians still 'Elbows Up'? As Canada enters a trade war, we take stock of a nation's fighting spirit Aug 23rd

Official Elbows Up organizations say they've disbanded due to dwindling turnouts, but some say the on-again, off-again Trump threats have changed their sense of pride for good..... More »

A tax guide for Canadians with disabilities May 3rd

It is the understatement of the century to say that being disabled is expensive. Many advocates refer to the added financial burden as the “disability tax”—the extra, unavoidable costs of living with a disability. In Canada, where about 27% of people identify as disabled according to Statistic.... More »

Musk's SpaceX prices record $75 billion IPO at $135 a share - Reuters + MORE Jun 11th

Musk's SpaceX prices record $75 billion IPO at $135 a share  ReutersElon Musk's SpaceX valued at nearly $1.8tn ahead of record share sale  BBCFriday's big stock stories: What’s likely to move the market in the next trading session  CNBCSpaceX IPO Draws More Than $100 .... More »
Prime Minister Carney announces the Canada Strong Fund – Canada’s first sovereign wealth fund  pm.gc.caPM Carney announces Canada’s first national sovereign wealth fund  CTV NewsCarney announces sovereign wealth fund ahead of spring economic update  National PostCanada to set up sovereign wealth fund with initial funding of C$25 billion  ReutersCarney unveils plans for Canada’s 1st sovereign wealth fund  Global News

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GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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