The Crypto Crash Is Particularly Bad for Black Investors + MORE Nov 18th

The “Big Five” Canadian banks offer investment funds and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Let’s explore the best place for you to invest.
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Shannon Lee Simmons defines “emotional return on investment” and her take on personal debt Jan 28th

Three-time author, founder and Certified Financial Planner Shannon Lee Simmons is no stranger to going off-budget—and she’s not afraid to talk about it. After quitting her Bay Street job to start her own advice-only financial planning firm, the New School of Finance, she found herself in more de.... More »

Making sense of the markets this week: January 1, 2023 + MORE Dec 30th

Kyle Prevost, editor of Million Dollar Journey and founder of the Canadian Financial Summit, shares financial headlines of the week and offers context for Canadian investors. Before looking ahead to 2023, I just want to give a big “Thank you” to writer Dale Roberts and our editorial team, inc.... More »

RBC hikes dividend as fourth-quarter profit holds steady on interest-rate boost - The Globe and Mail Nov 30th

RBC hikes dividend as fourth-quarter profit holds steady on interest-rate boost  The Globe and MailRBC reports $3.88B Q4 profit, raises quarterly dividend  BNN BloombergNational Bank raises dividend but misses expectations  Yahoo Canada FinanceScotiabank's fourth-quarte.... More »

US Tamiflu Shortage Blamed on Buyers Failing to Stock Up Before Flu Season - BNN Bloomberg Jan 11th

US Tamiflu Shortage Blamed on Buyers Failing to Stock Up Before Flu Season  BNN Bloomberg.... More »

WhatsApp rolls out contact cards sharing on Windows beta - Gulf News Nov 26th

WhatsApp rolls out contact cards sharing on Windows beta  Gulf NewsCan WhatsApp users share voice notes on status?  Geo NewsWhatsApp to soon allow users to share voice notes as status updates  India TodayWhatsApp users will soon be able to record and share voice notes a.... More »
After cryptocurrency values started crashing hard this year, headlines of people losing millions, their life savings or retirement funds flooded the news. When crypto bank Celsius Network filed for bankruptcy this summer its customers alone lost US$5 billion. Even digital-asset evangelists like Binance CEO Changpeng Zhao and FTX CEO Sam Bankman-Fried saw their portfolios drop billions. But one group in particular was disproportionately affected: Black investors. 

In the last few years, several companies have used targeted marketing approaches to pitch crypto to Black communities as a tool to build individual and generational wealth. While companies like, EthereumMax and FTX spent millions on marketing campaigns using celebrities like Matt Damon, Kim Kardashian and Tom Brady to tout the potential of crypto investments and broaden its appeal, the messages to Black investors—using stars like Spike Lee and Kyle Lowry—were more intentional: Do not miss out on this wealth-building opportunity and get left behind…

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The demand for electricity in Québec is expected to rise by 14 per cent by 2032 due to economic expansion and the electrification of the economy. Faced with this ever-increasing demand and a desire to address it in a cost-effective way, Hydro-Québec is urging companies to optimize their energy consumption. It is indeed vital for businesses to start adopting energy-efficient practices and become agents of change.

Hydro-Québec’s Efficient Solutions Program, which provides financial assistance for businesses ready to lead the way in energy efficiency, adopting these practices pays off from the outset. Participants receive guidance and funding to conduct energy-efficiency analyses and implement solutions—from simple measures to complex, innovative projects. The program is open to small, midsize and large companies as well as public organizations in Québec.

Here are two businesses have taken advantage of Hydro-Québec’s Efficient Solutions Program.

Fruit d’Or

As a grower and processor of organic cranberries and wild blueberries, Fruit d’Or prioritizes sustainable practices in its operations because its products are directly affected by the environment…

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