Unique ideas for your last will and testament Dec 1st

All about Canadian investments. Learn the ins and outs and get the latest news.
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Simplifying the ETF Selection Process: A Step-by-Step Guide to Finding the Perfect Fund + MORE Jan 18th

Investing in exchange-traded funds (ETFs) has become increasingly popular in recent years, and for a good reason. ETFs offer a convenient and cost-effective way to invest in diverse assets, from stocks and bonds to real estate and commodities. However, with thousands of ETFs to choose from, it can b.... More »
 financial

Apple unveils new $430 billlion U.S. investment plan - CNBC Television + MORE Apr 26th

Apple unveils new $430 billlion U.S. investment plan  CNBC TelevisionApple announces 1st East Coast campus in North Carolina  CFJC Today KamloopsApple Boosts US Investment 20% Over Five Years to $430 Billion  BNNApple to Invest $430 Billion in U.S. Over Five Years .... More »

Some mortgage rates are dropping, but renewed loans could keep economy slow - CBC News Dec 26th

Some mortgage rates are dropping, but renewed loans could keep economy slow  CBC NewsFixed mortgages see biggest interesrate drop since spring  Toronto StarBig banks and lenders slash mortgage rates in time for the holidays - Mortgage Rates & Mortgage Broker News in Canada&nb.... More »

Making sense of the markets this week: May 8 + MORE May 6th

Million Dollar Journey editor and Canadian Financial Summit founder Kyle Prevost shares financial headlines and offers context for Canadian investors. Canadian dividend darlings chugging along Canadian dividend investors had something to love and something to be cautiously optimistic about in .... More »

When does it make sense to sell real estate in a larger city and buy in a smaller one? Jun 1st

Q. I am currently living in Saint John, NB, and renting ($1,450 a month + Internet—very expensive for this little town). I also own a condo in Burlington, Ont., worth about $500,000, which I have been renting out for the past two years. With income taxes factored in, the rent just covers carrying .... More »
When you write a will, it is your opportunity to ensure your final financial and other wishes are carried out by your executors. given how many people have no will at all, I am happy to see technology is making it easier to prepare and sign a will without having to leave home. But there are circumstances where a little creativity may be worth considering, and that generally requires guidance from an experienced estate lawyer. 
I often talk to clients about estate planning, and sometimes those discussions involve planning for a meeting with a lawyer. Here are a few ideas to fuel your own discussions.
If you have young kids
The math I like to bring people through is meant to help them to understand the value of their estate. This is generally calculated as:
Value of estate = (assets + insurance) – (debt + income tax + estate costs) 
Real estate values are so high in some cities that estate values have risen considerably, even for middle class families. However, insurance is also a big consideration…

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