Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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Opinion: When competition crosses a line in mortgage brokering Oct 16th
Every so often, a situation comes along that reminds us of a darker side of mortgage brokering. Most of the time, competition is healthy. But sometimes, it crosses a line; not legally, but ethically..... More »
Desjardins sees mortgage growth drive stronger first-quarter earnings + MORE May 15th
Residential mortgages now account for nearly two-thirds of Desjardins’ loan book, while impaired mortgage loans remained relatively stable despite ongoing economic uncertainty..... More »
We’re 10 years apart. Can we retire together? + MORE Feb 26th
Ask MoneySense
My wife and I plan to retire at the end of 2027. I am 63 and my wife is 53. All our investments are split 50/50 between RRSPs and LIRAs for a total of about $1,450,000. We anticipate needing about $110,000 a year after tax in retirement. We have a line of credit, and we are paying it .... More »
How to protect yourself from identity fraud in Canada + MORE May 27th
In 2024, Canadians lost a jaw-dropping $638 million to fraud, according to the Canadian Anti-Fraud Centre (CAFC). That’s already a hefty $60 million more than losses reported the previous year, but the true total is likely much, much higher—experts at the CAFC say that less than 5% of scams are .... More »
EQB mortgage book grows as credit recovery pushed into 2027 Jun 2nd
The bank reported continued growth in uninsured personal mortgages and insured multi-unit lending, but higher credit provisions and a softer housing market weighed on second-quarter earnings..... More »
Video: Where should you buy real estate?
– moneysense.ca
Every year, MoneySense partners with Zoocasa, a consumer real estate search platform, to identify the best places to buy real estate in Canada. By revisiting the data annually, some clear trends have emerged. For example, Toronto and Vancouver have ranked near the bottom in recent years, while some smaller markets have consistently ranked well. In this video, MoneySense senior editor Justin Dallaire joins The Wealthy Life with Sybil Verch to discuss the research behind the rankings and what has driven Canadian real estate prices so high.
The best places to buy real estate in Canada
View the rankings
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Watch more MoneySense videos:
How to choose ETFs, for Canadian investors
How the Bank of Canada’s interest rate affects you
What is mortgage affordability?
What Is the First-Time Home Buyer Incentive?
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In wake of fraud allegations, RBC says it’s “very comfortable” with due diligence done on HSBC Canada’s mortgage portfolio
– canadianmortgagetrends.com
RBC’s executive team today expressed confidence in its due diligence of HSBC Canada’s mortgage portfolio during the $13.5-billion acquisition.
National Bank sees delinquencies for its insured variable-rate mortgages rise to pre-pandemic levels
– canadianmortgagetrends.com
National Bank reported a rise in mortgage delinquencies, though primarily in its insured variable-rate mortgage portfolio.
BMO sees rise in loan losses, but says mortgage clients remain “resilient”
– canadianmortgagetrends.com
BMO reported rising loan losses in the first quarter and anticipates a further increase before conditions improve in the second half of the year with expected Bank of Canada rate cuts.
70% of Scotiabank’s mortgage originations in Q1 were multi-product deals
– canadianmortgagetrends.com
Scotiabank is reporting success in its efforts to grow its deposits and increase profitability by doing more cross-selling to new mortgage clients.
