Applying for a credit card: What you need to know + MORE Oct 29th

Mortgage shoppers take note: Cheap money is here to stay, at least for the next two years, the Bank of Canada reaffirmed during its interest rate decision on Wednesday.

There’s suddenly an arms race in the mortgage broker tech space. In the last week, we’ve seen no less than three key developments that could change how brokers manage their businesses.

There are many great reasons to carry a credit card. Beyond the convenience and purchase protection included in credit card purchases, they’re also important financial tools for establishing your credit history and borrowing money—both of which you’ll need if you want to make a major purchase, get a loan or take out a mortgage. “The longer you have a credit account open and in use, the better it is for your score. Your credit score may be lower if you have credit accounts that are relatively new,” reports the Financial Consumer Agency of Canada (FCAC). Applying for a credit card is a financial commitment to be taken seriously, but the process is considerably simpler than applying for a mortgage or a personal loan. If you want to know how to apply for a credit card, and how to find the right card for you, you’ve come to the right place. 
What do you need to apply for a credit card?
Basic application information
Whether you apply online or in person, you’ll need to have the following on hand:

Full legal name
Date of birth
Email address
Canadian home address
In some cases, you might also have to supply data about how long you’ve lived there, plus past addresses…

JOIN US TODAY – WEDNESDAY OCTOBER 28 @11:00 am EST

REGISTER NOW

Today Wednesday, October 28th, at 11:00 am EST. I will be joined by Senior Economists, Ted Tsiakopoulos and Real Estate Sales Representative, Janelle Cameron for a round table discussion of Housing and Market Insights. With Journalist Tracy Hanes, moderating we are sure to cover some great questions. 

If you have the time, I highly recommend registering above. 

OUR ROUNDTABLE PARTICIPANTS:

Ted Tsiakopoulos – Senior Economist/Specialist Housing Markets Policy

Ted Tsiakopoulos is a professional economist and sought after speaker with over 25 years of experience analyzing housing and financial markets. Ted has also worked as an investment counsellor on Bay Street. His analytical toolkit includes experience with both fundamental and technical analysis. Over his professional career, his commentary and research has been widely quoted across major media outlets such as Money Magazine, BNN, CTV and CBC…