Breaking a mortgage for better rates can pay off – but beware of the costs + MORE Oct 7th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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The $90-million lesson: Why relationships, not tech, drive mortgage success + MORE Mar 19th

A lender friend of mine, Shane Lapointe, retired last week and I could not be happier for him. Forty-nine years in the industry, 36 of them in the brokering space.  I can only imagine the rule changes and lender switch-ups that he has seen since 1989. .... More »
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Fixed mortgage rates may not follow Bank of Canada cuts, former TD economist warns + MORE Nov 12th

While plenty of consumers believe the Bank of Canada’s steady interest rate cuts will drop mortgage rates meaningfully across the board, economist Don Drummond isn't so sure that prediction applies to fixed rate mortgages..... More »
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Lowest mortgage rates rise above 4% as bond yields surge Dec 12th

A sharp rise in bond yields has pushed fixed mortgage rates higher, undoing weeks of declines and signalling a stubborn pricing floor for borrowers..... More »
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Mortgage rule changes are expanding insured market activity, insurers say Mar 4th

Mortgage insurers say recent federal policy changes are giving first-time buyers more purchasing power, even as broader housing market conditions remain uneven..... More »
If you’ve ever read a MoneySense investing article and wished you could look behind the scenes with the writer, or get a deeper dive from one of the experts interviewed—here’s your chance.

Register for the Canadian Financial Summit, October 23 to 27, and you’ll get access to the investing and money-management knowledge of more than 35 Canadian personal financial experts, including MoneySense’s own Lisa Hannam, Jaclyn Law and Michael McCullough.

With your ticket, the videos are completely free to view for 48 hours. After that you need the All Access Pass, which cost $99 for the ability to stream all interviews and presentations—anytime.

If you’ve attended the Canadian Financial Summit, check out the MoneySense guides referenced in our sessions.

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What can you learn? Here are a few highlights from the segments featuring MoneySense contributors:

Lisa Hannam and Penelope GrahamCanada’s New Mortgage Rules in 2024

In an effort to help Canadians get into the real estate market, the government made changes to the mortgage rules…

Continue Reading On moneysense.ca »

Canada’s mortgage industry is responding to the federal government’s recent adjustments to mortgage rules, aimed at improving affordability for certain buyers.

Continue Reading On canadianmortgagetrends.com »

Interest rates are dropping, but many Canadians are still feeling the hangover of the highest lending costs in a generation.

Continue Reading On canadianmortgagetrends.com »

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