Home / Mortgages / Brokers react to the government’s “nonsense” mortgage charter + MORE Dec 1st

Brokers react to the government’s “nonsense” mortgage charter + MORE Dec 1st

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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For many homeowners 55+, the goal is no longer downsizing, but aging in place + MORE Jul 23rd

Here’s how mortgage brokers can support their needs..... More »
line of credit

As expected, rates are beginning to fall + MORE Jul 17th

Some good news on mortgage rates… Mortgage Brokers are receiving good news this week from many financial institutions.  Wholesale fixed mortgage rates are falling.  Great news for anyone buying, refinancing or renewing their mortgage in the near future.   The news co.... More »

Fixed mortgage rates in Canada resume their decline amid economic volatility Feb 5th

After a short-lived upswing in bond yields last month that nudged some fixed mortgage rates higher, lenders are once again bringing them back down..... More »

RBC bracing for renewal impact: three quarters of its mortgages to see higher rates by 2026 Dec 4th

Despite interest rates having been elevated for over a year, Canada's largest bank said the bulk of the impact is yet to be felt with nearly three quarters of its mortgage portfolio coming up for renewal over the next three years..... More »
bank mortgage

Making sense of the Bank of Canada interest rate decision on March 12, 2025 + MORE Mar 13th

Today marks the seventh cut in a row for Canada’s benchmark borrowing rate, as our central bank does what it can to pad against tariff threats and possible recession.  The Bank of Canada (BoC) lowered its overnight lending rate—which lenders use to set their prime rates, and, by extensio.... More »
Some new and innovative mortgage products have recently emerged to help Canadians manage the current high interest rate environment, perhaps most talked-about being True North Mortgages 1-year 4.99% fixed rate term.

Continue Reading On canadianmortgagetrends.com »

The Liberal government last week unveiled a “new” Canadian Mortgage Charter aimed at ensuring lenders offer relief to mortgage borrowers who are struggling to make their payments.

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Getting your credit in order is an important part of managing your personal finances. If you have a less-than-perfect credit score and are struggling to get approved for a credit card, mortgage or other line of credit, you may be tempted to use a credit repair service.

Some companies claim they can repair your credit and solve your debt problems quickly. However, you can only rebuild credit and there’s no quick fix to do so. We’ll walk you through why you should be skeptical of companies offering credit repair services and explore other ways to rebuild and maintain strong credit. 

The best credit cards for bad credit
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The importance of strong credit in Canada

It’s important to have a good credit score so you can get a loan, be approved for a credit card, buy a home and a car. And you want to get the best interest rates when doing so. A credit score may also determine whether a landlord approves your rental application, and employers might even consider credit histories in their hiring process…

Continue Reading On moneysense.ca »

Scotiabank saw a rise in mortgage delinquencies in the fourth quarter, and said it’s bracing for further credit losses due to higher-for-longer interest rates and a wave of upcoming mortgage renewals.

Continue Reading On canadianmortgagetrends.com »

Not sure what the best mortgage rates in Canada are? Be sure to get the best rates possible – Visit our Mortgage page for details.

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