Canada’s best credit cards for people with bad credit 2021 Jan 10th

Interested in learning more about property mortgages in Canada? Look no further!
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Bond Yields Surge, Mortgage Rates Rising in Response + MORE Feb 24th

Canadian bond yields hit their highest level since April in recent days, and a number of lenders have responded by starting to raise some of their mortgage rates. CMLS, MCAP and First National were among the non-bank lenders to increase at least some of their rates, with their broker rates rising 10.... More »

Q4 2020 Bank Earnings – The End of Mortgage Deferrals Jan 13th

When 2020 came to an end, so too did the vast majority of mortgage deferral programs offered by the Big 6 banks and other Canadian lenders..... More »

How do mortgage brokers get paid? Feb 18th

Q. Is it typical to pay a mortgage broker fee in advance, and before closing? My broker is saying that I have to pay cash one week before closing, and that he will pay other persons who are involved. I am confused as to why brokers payment in advance and in cash. –Adil A. A mortgage broker can obt.... More »

Latest in Mortgage News: Despite Challenges, Majority of Canadians Plan to Buy a Home Jan 22nd

Despite quickly rising home prices and the uncertainty unleashed by the COVID-19 pandemic, a majority (80%) of Canadians still believe home ownership is a good investment.... More »
Canada’s best credit cards for people with bad credit 2021Conventional wisdom may lead you to believe that if you have bad credit, you should swear off credit cards. But if you want to improve your credit score, you’ll have to show you can handle credit responsibly—and the only way to do that is (you guessed it) to have a credit card. When used properly, having and using a credit card can actually be a helpful tool to assist in rebuilding bad credit—and, luckily, there is a whole host of products catered to people with poor credit scores. While these often come with higher interest rates and lower spending limits, they can be a good starting point to re-establishing a good credit score, which in turn will help you get approved for loans, a line of credit, or even a mortgage down the line.
Best credit cards for bad credit in Canada

Annual fee

Home Trust Secured Visa (No Fee)
(get more details)*

19.99% APR
Min. deposit: $500
Secured card


Plastk Secured Visa
(get more details)*

5k point sign up bonus ($20 value)
Points on every purchase

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