Clock ticking for Ontario mortgage brokers to complete required training + MORE Feb 13th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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 home loans

Sub-6% U.S. mortgage rates vanish as Iran war sparks inflation fears Mar 7th

U.S. homebuyers had to act fast last week to nab the first sub-6% mortgage rates in more than three years. Now they’re up, and the new conflict in the Middle East threatens to nudge them higher..... More »
 mortgage buyout

Paying down your mortgage faster comes with trade-offs + MORE Apr 18th

While extra payments can reduce long-term interest costs, they may also limit liquidity, trigger penalties and crowd out other financial priorities.... More »
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Inflation data and Bank of Canada decision lead busy week for mortgage watchers Mar 16th

Inflation, home sales and two central bank rate decisions could shape expectations for borrowing costs and the spring housing market..... More »
 property

Laurentian Bank slips to loss as mortgage book shrinks + MORE Mar 10th

Residential book declines amid softer housing activity while commercial lending expands as the bank pushes ahead with its transformation strategy.... More »
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Refinancing your mortgage? Here’s why a professional home appraisal is step one + MORE Mar 28th

Before you refinance your mortgage, it’s important to know your home’s true value. A professional home appraisal gives you an accurate picture of the value of your property, helping you make smarter financial decisions from lowering your monthly payments to accessing equity to evaluating your re.... More »
Mortgage brokers share options for homeowners facing a mortgage non-renewalGetting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level. 

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Clock ticking for Ontario mortgage brokers to complete required trainingMore than 17,000 agents and brokers must log mandatory training hours — including a new professional development requirement — with FSRA by March 31 to renew their licences.

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Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunitiesEvery year, homebuyers across Canada hold out for the silver bullet—a policy change that will suddenly make the path to homeownership clearer.

From tax reforms to supply-side stimulus, the landscape is changing. The question is: Are these changes enough to bridge the gap between supply and demand, and how can you leverage them to your advantage?

While there is rarely a single “fix” for a market as complex as ours, the most recent budget cycles and policy updates have introduced significant shifts that every homebuyer needs to understand. Continue Reading ….

I hope you will enjoy this article and if you have any questions or would like to discuss I am always available.

Your best interest is my only interest. I reply to all questions and I welcome your comments. Like this article? Share with a friend.

Steve Garganis: 416-224-0114; steve@canadamortgagenews.

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