Clock ticking for Ontario mortgage brokers to complete required training + MORE Feb 13th

Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.

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We’re 10 years apart. Can we retire together? + MORE Feb 26th

Ask MoneySense My wife and I plan to retire at the end of 2027. I am 63 and my wife is 53. All our investments are split 50/50 between RRSPs and LIRAs for a total of about $1,450,000. We anticipate needing about $110,000 a year after tax in retirement. We have a line of credit, and we are paying it .... More »

Part 1: Beating the Math: Why Politicians Are Failing Homebuyers and What you can do. Apr 21st

If you are trying to buy a house in Canada right now, the math is completely broken. Instead of treating the root causes of the housing crisis, politicians are serving up PR stunts that do very little to actually put keys in the hands of hardworking Canadians. Let’s look at the reality of the .... More »

TD launches agentic AI for mortgage and HELOC applications + MORE May 24th

The bank says its first autonomous AI model is already reducing parts of the pre-adjudication process from an average of 15 hours to less than three minutes..... More »

Mortgage borrowing slows to weakest pace since early 2024: StatCan + MORE Sep 12th

Household debt burdens eased as income growth outpaced debt payments, but mortgage interest costs continued to climb..... More »

Where to Buy Real Estate in Canada 2026: Calgary + MORE Apr 30th

When most people think of Calgary, they picture cowboys and oil. They’re not wrong, but they’re about a decade behind. Since 2018, Calgary’s tech sector has grown by 78%. The city’s food scene spans everything from Ethiopian and Korean spots to farm‑to‑table restaurants,.... More »

Mortgage brokers share options for homeowners facing a mortgage non-renewal

– canadianmortgagetrends.com

Getting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level.

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Clock ticking for Ontario mortgage brokers to complete required training

– canadianmortgagetrends.com

More than 17,000 agents and brokers must log mandatory training hours — including a new professional development requirement — with FSRA by March 31 to renew their licences.

Continue Reading On canadianmortgagetrends.com »

Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunities

– canadamortgagenews.ca

Every year, homebuyers across Canada hold out for the silver bullet—a policy change that will suddenly make the path to homeownership clearer.

From tax reforms to supply-side stimulus, the landscape is changing. The question is: Are these changes enough to bridge the gap between supply and demand, and how can you leverage them to your advantage?

While there is rarely a single “fix” for a market as complex as ours, the most recent budget cycles and policy updates have introduced significant shifts that every homebuyer needs to understand. Continue Reading ….

I hope you will enjoy this article and if you have any questions or would like to discuss I am always available.

Your best interest is my only interest. I reply to all questions and I welcome your comments. Like this article? Share with a friend.

Steve Garganis: 416-224-0114; steve@canadamortgagenews.

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