Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
Latest News
Variable-rate mortgages regain popularity as Morningstar flags rising risks + MORE Feb 1st
Morningstar DBRS says mortgage portfolios should hold up in 2026 despite a soft housing market, while warning that rising variable-rate use and Alt-A exposure are key areas to watch..... More »
Paying down your mortgage faster comes with trade-offs + MORE Apr 18th
While extra payments can reduce long-term interest costs, they may also limit liquidity, trigger penalties and crowd out other financial priorities.... More »
We’re 10 years apart. Can we retire together? + MORE Feb 26th
Ask MoneySense
My wife and I plan to retire at the end of 2027. I am 63 and my wife is 53. All our investments are split 50/50 between RRSPs and LIRAs for a total of about $1,450,000. We anticipate needing about $110,000 a year after tax in retirement. We have a line of credit, and we are paying it .... More »
Inside RBC’s acquisition of mortgage fintech Pinch Financial Mar 13th
The Toronto fintech will gain access to RBC’s infrastructure and 17 million clients, but says its platform will remain open to non-RBC partners..... More »
First National mortgage volumes fall 12% as housing activity slows + MORE Aug 1st
Higher renewal volumes partially offset weaker new business, while mortgages under administration increased to nearly $170 billion..... More »
Community Trust at 50: A golden anniversary built on broker partnerships
– canadianmortgagetrends.com
Reflecting on five decades of alternative lending, national growth, and an unwavering commitment to the Canadian mortgage broker community.The mortgage renewal gold rush is a mirage. Here’s what brokers can do instead
– canadianmortgagetrends.com
For the past 18 months, brokers have been told the same story: a massive renewal wave is coming, and it’s your big chance to cash in.CMHC reports annual pace of housing starts up in September
– canadianmortgagetrends.com
Canada Mortgage and Housing Corp. says the annual pace of housing starts in September was up 14% compared with August, helped by increases in Montreal and Toronto.U.S. homebuilder sentiment rises by most since 2024
– canadianmortgagetrends.com
By Michael Sasso (Bloomberg) — Confidence among U.S. homebuilders rose this month by the most since early 2024, boosted by lower mortgage rates that are chipping away at the nation’s affordability problem. An index of market conditions from the National Association of Home Builders and Wells Fargo increased 5 points in October to 37, the …
