Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
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Financial infidelity hurts, but there are ways to get past it + MORE Oct 22nd
The down payment for your home purchase is topped up, and it’s finally the day you and your partner meet with a mortgage adviser. But something isn’t clicking. When the adviser runs a credit check, your joint report comes back in shambles with unexpected outstanding debt. The adviser ca.... More »
Canada faces $400 mortgage payment spike: How banks are preparing for the renewal storm + MORE Oct 31st
With nearly half of mortgages set to reset by 2026, Canada’s banks say strong borrower equity and falling rates will cushion households, even as arrears edge higher and affordability remains strained..... More »
Rising delinquencies test resilience of Canada’s mid-size lenders Oct 28th
Morningstar DBRS says mortgage delinquencies are climbing at Fairstone and Equitable while Laurentian remains resilient..... More »
Early cracks in household credit hint at mortgage stress by 2026, CIBC’s Benjamin Tal warns + MORE Nov 6th
Household credit strain is creeping in at the edges, and CIBC economist Benjamin Tal says it could spread to mortgages as payment shocks peak next year..... More »
Community Trust at 50: A golden anniversary built on broker partnerships
– canadianmortgagetrends.com
Reflecting on five decades of alternative lending, national growth, and an unwavering commitment to the Canadian mortgage broker community.The mortgage renewal gold rush is a mirage. Here’s what brokers can do instead
– canadianmortgagetrends.com
For the past 18 months, brokers have been told the same story: a massive renewal wave is coming, and it’s your big chance to cash in.CMHC reports annual pace of housing starts up in September
– canadianmortgagetrends.com
Canada Mortgage and Housing Corp. says the annual pace of housing starts in September was up 14% compared with August, helped by increases in Montreal and Toronto.U.S. homebuilder sentiment rises by most since 2024
– canadianmortgagetrends.com
By Michael Sasso (Bloomberg) — Confidence among U.S. homebuilders rose this month by the most since early 2024, boosted by lower mortgage rates that are chipping away at the nation’s affordability problem. An index of market conditions from the National Association of Home Builders and Wells Fargo increased 5 points in October to 37, the …

