How a Mortgage Pre-Approval Can Protect You from Rising Rates Nov 1st

Mortgages in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
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The Sea Change in Canadian Mortgage Insurance + MORE Dec 2nd

Few realize how dramatically Canada’s mortgage insurance market has changed..... More »

Residential Mortgage Credit Risk Has Risen “Only Modestly,” Says OSFI Nov 25th

The head of the agency charged with overseeing Canada's federally regulated lenders said today that residential mortgage credit risk has risen "only modestly.".... More »

Fixed-Rate Increases Costing Today’s Homebuyers Over $10,000 More in Interest + MORE Nov 13th

Fixed mortgage rates have been climbing steadily since September. But by how much at what cost for new homebuyers?.... More »

We made money on the Toronto housing market. Now what? Nov 4th

We had a plan. We considered the bank’s low interest rates, the rising real estate prices and record low inventory and thought it was the perfect time to cash in on the Toronto real estate market by moving out of the city. My husband and I were going to move from Ontario to Manitoba, selling our E.... More »
In times of steady or declining rates, you barely pay attention to your pre-approval rate. But these days, this rate hold can be a total game-changer.

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