Mortgages in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
Latest News

Ask the Expert: Can the new Liberal housing plan solve Canada’s housing crisis? Jun 14th
Recently, Prime Minister Mark Carney and the Liberal party unveiled Building Canada Strong, a new ambitious housing plan to accelerate residential construction with the goal of building 500,000 homes a year.
Their most notable policies include cutting development fees for new cons.... More »

Challenges and opportunities for mortgage brokers in the current rate cycle + MORE Sep 13th
The current rate environment presents new hurdles for mortgage brokers while also opening up potential growth opportunities for those able to adapt..... More »

Rate hikes slow non-bank mortgage growth and fuel rise in arrears Apr 24th
Non-bank lenders saw a continued move toward uninsured mortgages in Q4, alongside a steady rise in delinquencies..... More »

10 up and 3 down, unintended consequences! + MORE Sep 22nd
LOTS OF MOVEMENT IN MORTGAGE RATES
Sounds like a football play. But I’m not talking about football even though the NFL season just started and my Buffalo Bills won their first two games. I’m referring to how many times the Bank of Canada’s (BoC) Governor, Tiff Macklem, has changed the Overn.... More »

Where to Buy Real Estate in Canada 2025: Edmonton + MORE May 3rd
With 17 hours of daylight in the summer and aurora-lit skies in the winter, Alberta’s capital is quite literally a bright spot for Canadian home buyers. But while Edmonton has long been recognized as one of Canada’s most affordable major cities, the real estate market is quickly evolving. A .... More »
Fixed mortgage rates are falling again. Here’s why
– canadianmortgagetrends.com
Canadian lenders are cutting fixed mortgage rates following a drop in bond yields. But what’s behind these latest moves?
30-year mortgages will only impact few homebuyers: prof | Canada Tonight – CBC News
– news.google.ca
30-year mortgages will only impact few homebuyers: prof | Canada Tonight CBC NewsFirst-time homebuyers can now apply for a 30-year mortgage. Is that a good thing? CBC.caLiberal plan for 30-year mortgage amortizations begins Global News TorontoChanges are coming to mortgage rules. Will they help you afford a new home? CTV NewsBeyond new builds: The case for including resale homes in mortgage policy Waterloo Region Record
Mortgage arrears have yet to peak, but unlikely to reach long-term norm: BMO
– canadianmortgagetrends.com
Despite a gradual rise, Canadian mortgage arrears are expected to remain manageable due to the economic recovery and the mortgage stress test