Rising expenses driving Canadians to offload U.S. real estate + MORE Sep 19th

Learn more about Canadian mortgage rates, rules and the latest news – read on!
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Opinion: Think twice before handing your mortgage to a bank adviser + MORE Oct 7th

Every now and then, something happens in this business that really drives home an important lesson, and this time, it’s about how trusting the wrong person with your mortgage file can cost you a great deal..... More »
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Opinion: When competition crosses a line in mortgage brokering Oct 16th

Every so often, a situation comes along that reminds us of a darker side of mortgage brokering. Most of the time, competition is healthy. But sometimes, it crosses a line;  not legally, but ethically..... More »
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Canada faces $400 mortgage payment spike: How banks are preparing for the renewal storm + MORE Oct 31st

With nearly half of mortgages set to reset by 2026, Canada’s banks say strong borrower equity and falling rates will cushion households, even as arrears edge higher and affordability remains strained..... More »
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Sagen sees earnings dip, offset by stronger mortgage insurance growth + MORE Nov 9th

Mortgage insurer Sagen’s premiums climbed 32% from last year as lower rates fuel housing demand, but softer investment income pulled net earnings down to $119 million..... More »
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How your rent payments can help build your credit history + MORE Oct 4th

Paying rent, much like a mortgage, can often be a person’s biggest monthly expense. Yet, there hasn’t historically been a way for renters to get credit for making these large payments on-time like homeowners. New rent-reporting platforms are aiming to change that. These platforms act as.... More »
Bank of Canada decision means shifting equation on fixed vs. variable mortgage ratesThe Bank of Canada’s decision to lower interest rates for the first time since March will have a direct effect on variable mortgages, and could shift the equation on whether to go with a fixed or variable rate.

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Rising expenses driving Canadians to offload U.S. real estateWhile politics play a role, brokers say rising costs, currency pressures and mortgage realities are the real forces driving Canadians to sell U.S. property — with many looking to reinvest at home.

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CMHC reports annual pace of housing starts in August down 16% from JulyCanada Mortgage and Housing Corp. says the annual pace of housing starts in August fell 16% compared with July.

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