Learn more about Canadian mortgage rates, rules and the latest news – read on!
Latest News
Ontario review recommends expanding lender access for Level 1 mortgage agents + MORE Feb 7th
Finance ministry report adopts key industry recommendations and could expand where Level 1 agents can place insured mortgages.... More »
OSFI leaves mortgage stress test in place, reaffirms LTI limits for lenders + MORE Jan 29th
OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation tied to its broader guidance review..... More »
U.S. banks snatch up MBS that notched best returns since 2002 + MORE Jan 8th
Flush with deposits, U.S. banks are buying up mortgage bonds and betting that the asset class will get a further boost in 2026 from relaxed capital rules..... More »
Variable-rate mortgages regain popularity as Morningstar flags rising risks + MORE Feb 1st
Morningstar DBRS says mortgage portfolios should hold up in 2026 despite a soft housing market, while warning that rising variable-rate use and Alt-A exposure are key areas to watch..... More »
How your rent payments can help build your credit history + MORE Oct 4th
Paying rent, much like a mortgage, can often be a person’s biggest monthly expense. Yet, there hasn’t historically been a way for renters to get credit for making these large payments on-time like homeowners. New rent-reporting platforms are aiming to change that. These platforms act as.... More »
Bank of Canada decision means shifting equation on fixed vs. variable mortgage rates
– canadianmortgagetrends.com
The Bank of Canada’s decision to lower interest rates for the first time since March will have a direct effect on variable mortgages, and could shift the equation on whether to go with a fixed or variable rate.Rising expenses driving Canadians to offload U.S. real estate
– canadianmortgagetrends.com
While politics play a role, brokers say rising costs, currency pressures and mortgage realities are the real forces driving Canadians to sell U.S. property — with many looking to reinvest at home.CMHC reports annual pace of housing starts in August down 16% from July
– canadianmortgagetrends.com
Canada Mortgage and Housing Corp. says the annual pace of housing starts in August fell 16% compared with July.
