Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.
Latest News
You bought a home—should life insurance be next? + MORE May 9th
Buying a home is one of the biggest financial milestones for young Canadians, and one of the riskiest. For many households, a mortgage becomes the single largest expense they’ll ever take on, often requiring two incomes to keep it manageable.
That reality is driving more homeowners to buy life .... More »
B.C. home sales struggle in May as mortgage rates rise and labour market stays weak + MORE Jun 14th
Rising mortgage rates and a weaker labour market are weighing on home sales in British Columbia, especially in the Lower Mainland. .... More »
Listening, understanding, empowering: The client-centric values behind HomeEquity Bank Nov 15th
Partnering with mortgage brokers to put clients first..... More »
‘Strike Out Cancer’ goes national as mortgage industry aims to raise $1M in 2026 + MORE Jan 14th
The annual bowling fundraiser is growing from a Toronto event into a 14-city campaign, with the mortgage industry aiming to raise $1 million for cancer research this year..... More »
Mortgage terms and closing costs leave many homebuyers confused, survey shows Dec 3rd
An Ownright survey of recent Ontario buyers shows that early financial confidence fades at closing, where unclear terms and unexpected costs are still tripping up many purchasers..... More »
OSFI clarifies capital treatment of income-producing residential real estate
– canadianmortgagetrends.com
Regulator confirms banks must avoid double-counting borrower income when classifying investment-oriented mortgagesThe $13 Billion Question: Will Ottawa’s “Build Canada Homes” Fix Our Broken Housing Market, or Just Build More Problems?
– canadamortgagenews.ca
Another week, another blockbuster announcement from Ottawa aimed at solving our national housing crisis. This time, it’s a shiny new federal agency dubbed “Build Canada Homes,” launched with a cool $13 billion of your money. The promise? To slice through the red tape, leverage public lands, and finally start building the affordable homes that Canadians are so desperately crying out for. On the surface, it sounds like the cavalry cresting the hill. But as anyone who’s been in the real estate and mortgage game as long as I have knows, the devil is always in the details. And in this case, the details are as sparse as a downtown Toronto parking spot.
So, let’s peel back the layers of this government onion and see if it brings tears of joy or sorrow. What is this program really going to do?
THE GRAND PLAN: PUBLIC LANDS, PREFAB HOMES, AND A WHOLE LOT OF HOPE
The core idea behind Build Canada Homes is for the federal government to become a master developer. They’re planning to use vast swaths of public land – we’re talking about 88 federal properties spanning 463 hectares, roughly the size of downtown Ottawa – to build everything from high-rise apartments to single-family homes…
