Canadians invest conservatively Sep 24th

How to go about securing the best Retirement Plan in Canada.

Latest News

How to plan for retirement when you have no pension Nov 22nd

In years past retirement planning was relatively easy. Fifty years ago, more than half of working Canadians, and an even higher proportion of men, could fall back on a corporate or union pension plan as their main source of income in retirement. That’s no longer the case. Just 38% of paid work.... More »

Planning can help you make sure your retirement savings will last Jun 16th

There are steps you can take to make sure you don’t outlive your retirement savings, writes Ellen Roseman..... More »

Cdns willing to postpone retirement to help their kids: Report + MORE Dec 17th

Half of Canadian parents say they would postpone retirement because of concerns about the financial future of their children..... More »

How retirees can use TFSAs to save on tax + MORE Nov 25th

The Tax-free Savings Account or TFSA is in my view the single most powerful investment tax shelter available to Canadian investors. Young people should move heaven or earth to maximize the annual $5,500 contribution as soon as they turn 18—even if they have to solicit a “matching” contribution.... More »

7 Facts About your RRSP You Should Know + MORE Feb 5th

Now that RRSP season is in full swing, if you haven’t made your 2015 contribution, you should be making plans to look after this important financial task. The deadline is set for February 29, 2016. Before you make your decision about your contribution, here are some key facts about your RRSP you s.... More »

Canadians invest conservatively

– moneysense.ca

@media all and (min-width: 1008px) and (max-width: 1264px) {
.tab-nav li.menu-item a{
padding: 22px 18px;
}
}

Canadians are playing it safe when it comes to investing.
Sun Life Global Investments’ Investor Sentiment Report finds investors are holding an average 25% of their portfolio—including both personal savings and employer-sponsored retirement plans—in cash.
The rest breaks down as follows:
Canadian stocks and stock mutual funds (34%);
Canadian bonds and bond mutual funds (13%);
foreign stocks, bonds and mutual funds (12%);
ETFs (5%); and
other (11%).
“To the extent that foreign exposure is indicative of an investor’s risk appetite (and often his or her understanding of the importance of diversification), the 12% average holdings of foreign stocks, bonds and mutual funds is noteworthy,” the survey states.
Getting the money out of your mattress »
Just 16% of investors plans to invest more in foreign assets over the next year. More than half (57%) say no and 26% either don’t know or aren’t sure…

Continue Reading On moneysense.ca »

Banks.ca constantly finds the best and most current Retirement information available in Canada.

Share