CPP payment dates in 2026, and more to know about the Canada Pension Plan Jan 3rd

All about Retirement Planning in Canada. Learn the ins and outs and get the latest news.

Latest News

A simple guide to investing your first $500 + MORE Jan 24th

For many young Canadians, the barrier to entry for investing feels impossibly high. Between student loans, rising rent, and the cost of living, scraping together a starter fund can seem daunting. Yet, as little as $500 to $1,000 is sufficient enough to begin building the habits that create long-ter.... More »

Stock news for investors: Groupe Dynamite reports strong Q4, adjusts 2025 outlook Jan 17th

Here’s a round-up of news for Canadian investors this week. Groupe Dynamite Lululemon Kinross Gol Featured RRSP Accounts featured EQ Bank Build your retirement savings with 1.5.... More »

The best RRSPs in Canada for 2026 + MORE Jan 31st

Why should you open a registered retirement savings plan (RRSP)? This account type is often described as “tax-advantaged,” meaning it offers a tax-efficient way for savers and investors to build wealth for the future, usually for retirement. To maximize its potential, it helps to know the differ.... More »

Stock news: Dividend hikes, earnings results, and what moved Canadian stocks this week + MORE Feb 7th

Here’s a round-up of news for Canadian investors this week. Suncor ATS Brookfield Thomson Reuters BCE Canada Goose Featured RRSP Accounts featured EQ Bank Build your r.... More »

CPP payment dates in 2026, and more to know about the Canada Pension Plan

– moneysense.ca

In Canada, most retirement plans include the Canada Pension Plan (CPP). Whether retirement is just around the corner or still years away, CPP is likely to form part of your retirement income. How much you receive depends on factors such as your earnings history, contributions, and when you start collecting benefits.

This guide answers common questions about CPP, including when to apply, when payments are issued, and how CPP income is taxed.

About the Canada Pension Plan (CPP)

CPP is a retirement pension that offers replacement income once a person retires from working life. The CPP is a social insurance plan, and it’s one “pillar” of the retirement income system for Canadians—the other three are Old Age Security (OAS), the Guaranteed Income Supplement (GIS) and personal savings. The CPP is funded by contributions from workers, employers and self-employed individuals. It’s not paid for by the government, despite what many Canadians may think.

A federally administered program, the CPP is mandatory, meaning that all Canadian workers and employers must contribute…

Continue Reading On moneysense.ca »

Banks.ca constantly finds the best and most current Retirement information available in Canada.

Share