How to confirm your CPP pension + MORE Apr 11th

There are plenty of retirement plan options in Canada! Stay on top of the best plans right here.
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 rrsp

Financial independence and travel: Can you have both? + MORE Apr 25th

In February and early March, as is increasingly our custom, my wife Ruth and I spent five weeks in a sunny clime in order to avoid the tail end of Canada’s winter. On our return from Malta, regular guest blogger Devin Partida contributed a relevant article titled “Can you pursue financial indepe.... More »

Do you actually need a financial advisor in your 30s and 40s? May 9th

At some point, most Canadians are told they need a financial advisor. But is hiring one really necessary when you’re in your 30s and 40s, or can it wait until you’re closer to retirement?  Like a lot of financial advice, the answer depends on your personal circumstances; it’s less about yo.... More »

Tax write-offs that Canadians often get wrong Apr 18th

I come across frequent questions from taxpayers about expenses they think they can claim as a tax deduction or credit. Often, they cannot be claimed, or there are strict criteria that apply. Safety deposit box Back in the olden days, investors sometimes kept stock certificates in their safety .... More »
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Best cash-alternative ETFs for Canadian investors 2026 + MORE May 2nd

If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose mo.... More »
How do I know if I’m receiving the correct amount of CPP?

—Flora

Most people who work in Canada between ages 18 and 65 will have some entitlement to the Canada Pension Plan (CPP). Employees and their employers make payroll contributions to the pension. Self-employed people contribute the employee and employer portion when they file their tax returns. 

Requesting a Statement of Contributions

You can request a history of CPP contributions from Service Canada online using your My Service Canada Account (MSCA), Flora. 

If you have worked only in Québec, currently live in Québec, or you live abroad but your last province of residence was Québec, you can request a Digital Statement of Participation from Retraite Québec My Account. The Québec Pension Plan (QPP) program is the provincial equivalent of the CPP in Québec. 

These statements provide a historical summary of your CPP/QPP pensionable earnings and contributions, as well as an estimate of your retirement pension…

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Stock news: Cogeco, Roots, and BlackBerry deliver earnings gains but outlooks remain mixed

Here’s a round-up of news for Canadian investors this week.

Cogeco

Roots

BlackBerry

Featured RRSP Accounts

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Registered GIC rate

Earn a guaranteed 2.75% in your RRSP when you lock in for 1 year.

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Best RRSP rates

See our ranking of the best RRSP accounts and rates available in Canada.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…

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