MoneySense magazine: September/October 2015 Aug 20th

All about Retirement Planning in Canada. Learn the ins and outs and get the latest news.
Latest News
 pension

How banning bottled water can backfire + MORE Apr 1st

Markus Mainka/iStock Having announced Montreal will ban single-use plastic shopping bags as of Jan. 1, 2018, the city’s mayor, Denis Coderre, recently set his sights on his next target—erasing plastic water bottles from the city. While the move drew hackles from beverage companies, it was cheere.... More »

Can you have too much invested inside an RRSP? + MORE Dec 9th

While not quite up there with outliving your money, for many seniors the idea of dying with too large an RRSP (Registered Retirement Savings Plan) or RRIF (Registered Retirement Income Fund) rankles. Handing over nearly half your nest egg to Ottawa after a lifetime of tax-deferred saving seems to ma.... More »

Mulcair Vows Push To Expand CPP/QPP Within 6 Months + MORE Sep 3rd

TORONTO — A New Democrat government would work with the provinces to bolster Canadians' retirement security rather than charting a course alone and saddling future generations with massive debt, Tom Mulcair said Thursday. The NDP leader promised that if he's elected, he would convene a first mini.... More »

What to consider before transferring RRSP money to a company pension plan + MORE Jun 8th

Q. A few years ago, I joined a public sector employer with a hybrid defined-benefit, minimum-guarantee pension plan that will allow me to move RRSP contributions made elsewhere, into the employer’s plan. I have been told that the transferred money would have to remain locked-in until I retire or l.... More »
 retirement savings

Caisse CEO urges institutional investors to ‘think differently’ + MORE Mar 4th

The chief executive officer of Caisse de dépôt et placement du Québec said pension plans and sovereign wealth funds are looking for private investments for their more than $40-trillion of assets .... More »
MoneySense magazine: September/October 2015MoneySense magazine: September/October 2015
Volume 17, Number 5
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Below is just some of what you’ll find inside this latest issue.

The New Way to Invest Even More

Canada’s Best Credit Cards 2015

Election 2015: Portfolio Impact | The Elusive Middle Class

Editor’s Letter
No arguments here, the TFSA has come of age
Intelligence
Pay off your mortgage one film shoot at a time, The science of term life insurance, pharmacist secrets & more
Ask MoneySense
TFSAs, down payments, doctor’s fees & more
By: Bruce Sellery
Portfolio Makeover
Investing a lump sum for retirement
By: Julie Cazzin
Home Owner
Two ways to cool white-hot home prices
By: Romana King
Index Investor
Getting the money out of your mattress
By: Dan Bortolotti
Family Profile
And then there were three
By: Julie Cazzin
Retirement
Downsizing: Go small, think big
By: David Aston
Smart Spender
Closet organization, local city guides, autos, tech & more
How I Did It
How I saved $4,000 on our grocery bill by planting a garden

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