Stock news for investors: Groupe Dynamite and Empire Co. release earnings  + MORE Jun 20th

Retirement planning getting you down? There are always smart ways to plan the financial aspects of your retirement.
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When to consider extra RRIF withdrawals Apr 4th

I am in my 91st year and for my age, in reasonably good health. I drew down a significant extra sum in 2025 from my RRIF. Fortunately, due to some good earlier decisions, my RRIF remains with a very strong market value. I use this drawdown for two purposes: to reinvest in my non-registered accounts.... More »
 rrsp

Stock news for investors: Cenovus boosts MEG Energy stake to 9.8% Oct 18th

Here’s a round-up of news for Canadian investors this week. Cenovus-MEG Energy Parkland-Sunoco Cineplex Featured RRSP Accounts featured EQ Bank Build your retirement savings wi.... More »
 registered retirement savings plan

What is the Canada Pension Plan death benefit? + MORE Sep 26th

Ask MoneySense Your recent article is the first time I have seen reference to a CPP death benefit of $2,500. Can you explain it, please? —Sam The primary purpose of the Canada Pension Plan (CPP) is to pay a retirement pension to contributors. Employers as well as employed and self-employed .... More »

Can you move income back and forth between spouses? Aug 22nd

Ask MoneySense I have an investment property (condo) in my name. I would like to sell it and [have the proceeds] paid out half to me and half to my spouse. The plan is to make the maximum RRSP contribution for both of us to minimize the capital gain. Is that plan OK, legal, and wise? –Zlatko.... More »
 retirement planning

Stock news for investors: Groupe Dynamite reports strong Q4, adjusts 2025 outlook Jan 17th

Here’s a round-up of news for Canadian investors this week. Groupe Dynamite Lululemon Kinross Gol Featured RRSP Accounts featured EQ Bank Build your retirement savings with 1.5.... More »
Retirement planning advice for people who don’t use an advisorGiven that the financial media has long spent an inordinate amount of space on the topic of retirement, it seems the time was right for a retirement club devoted to Canadians on or near the cusp of retirement. 

A few months ago, the Retirement Club for Canadians was launched by occasional MoneySense contributor Dale Roberts and a partner, Brent Schmidt of Strategic Fuel. Roberts, who once was a financial advisor for Tangerine Bank, is known for his Cutthecrapinvesting blog and his contributions to Seeking Alpha.

While I have no financial or business interest in the club, I did become a member. Monthly Zoom calls feature guest experts who present educational segments, which members can query and discuss. Topics include how to use retirement cash-flow calculators, building portfolios to match the plan, managing risk, the 4% withdrawal rule, how to best use different account types, RRSP-to-RRIF conversions, exchange-traded funds (ETFs), asset allocation in the age of Trump 2…

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Stock news for investors: Groupe Dynamite and Empire Co. release earnings 

Here’s a round-up of news for Canadian investors this week.

Groupe Dynamite

Empire Co.

Featured RRSP Accounts

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EQ Bank

Build your retirement savings with 2.00% interest, tax-deferred contributions and zero fees.

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Registered GIC rate

Earn a guaranteed 3.5% in your RRSP when you lock in for 1 year.

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Best RRSP rates

See our ranking of the best RRSP accounts and rates available in Canada.

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…

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