There are plenty of bank savings account options in Canada! Stay on top of the best plans right here.
Q: I’m 27 years old with a relatively healthy income of around $125,000. I’m aiming to get on the early retirement track with any luck and retire around the age of 45. I’ve been aggressively in the investing game for a few years now and have been putting money into my RRSP, which now has a bal.... More »
Last week, Canada’s biggest bank, RBC, cut its five-year fixed rate by 15 basis points. This gave customers the option to lock in their mortgage rate at 3.74 per cent, for a five-year term. And surely enough, TD Bank and BMO Bank of Montreal followed suit and cut their five-year fixed rates to th.... More »
If 2019 is the year you promised to stop your bad spending habits in their tracks and ensure your savings go untouched, then maybe the old proverb “failing to plan is planning to fail” hits home for you. But what about the things that don’t make it into the plan? You know, those expenses tha.... More »
With all the hustle and bustle that’s synonymous with this time of year, it’s important to also take a closer look at your personal finances before heading into 2019 – and we’re not talking about holiday budgets. Yes, most Canadians are busy with Christmas shopping and festivities, but .... More »
At this time of year, it seems like the financial world is awash with information on what is a Registered Retirement Savings Plan (RRSP), the benefits of having one, and how to start one. But there are still a few planning points that Canadians either aren’t aware of or don’t know how to fully .... More »
Is the Canadian winter starting to get to you before it can even officially start? Are you tired of waking up in the dark and leaving work in the dark? Do you feel like you’re succumbing to the stresses and demands of the busy holiday season?
When we average less than three hours of sunshine per day in the winter, it can be hard to remove yourself from the seasonal “funk”. During times like these, it’s important to seek social support from friends and family, set realistic goals and expectations, get regular exposure to daylight, and find inexpensive ways to enjoy yourself when you’re feeling down.
How to save on holiday season travel
Perhaps a break from your daily routine on a sun-soaked island is just what you need, but whether you can afford it or not is another question. There are a number of ways to trim the costs and stick to a reasonable budget if you plan on travelling around the holiday season – from accumulating points on your credit card to put towards flights, to subscribing for email alerts from your favourite discount travel sites…