Not sure how to make a savings plan? Read on…
As the COVID-19 outbreak continues to batter markets and force more businesses to close their doors, talk of a looming recession grows louder. There is no question that many more jobs are at risk, and for those whose livelihoods are particularly vulnerable, now is the time to take stock of your fin.... More »
Finding the right credit card could save you hundreds, if not thousands, of dollars a year. Whether you’re looking for lower fees, more rewards or simply valuable perks like travel medical insurance or rental car savings, every dollar counts. If you use your credit card wisely, pay off your balanc.... More »
No one likes to pay fees, but the rate you pay for your investments and how you pay them can be especially troublesome. Making the right decision for your portfolio can be the difference in how much money you earn over the long haul. When it comes to your Registered Retirement Savings Plans (RRSPs).... More »
How do you find the best Guaranteed Investment Certificate rates? What even is a GIC anyway? Maybe a financial planner or someone at your bank told you to take a look at GICs as a way to save more money. But not everyone knows what a GIC is, how it accrues interest or how to shop for the best GI.... More »
My mother passed away three days after her 66th birthday, leaving me with an inheritance I never expected. Until two years ago, I assumed she would live into her 80s. But she had a terminal illness that progressed significantly in the final months of her life. Her care costs were minimal. We had gre.... More »
Your phone can answer your questions in the amount of time it takes you to type it in or, quite literally, ask it. It wakes you up in the morning, tells you the weather, and keeps you connected. It can even pay for your morning coffee. But, if you can pay with your phone in an instant, you had better be able to track those purchases just as quickly. This mindless spending could create bad financial habits.
Here are five financial apps that can help you organize your spending and capitalize on your rewards.
When you download the free KOHO app you can sign up for a Personal or Joint spending account. KOHO works like a debit card, but is accepted everywhere Visa is, allowing you to stick to your goals and never pay interest.
KOHO allows users to preload their budget, automate savings, set goals, and track spending. KOHO rewards users with 0.5 percent cashback on all purchases, up to 12.5 percent cashback when referring friends and family, and can help you save with RoundUps.
RoundUps can be set to the nearest $1, $2, $5 or $10…