Personal Savings getting you down? There are always smart ways to increase your savings.
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Pay Attention to Your RRSP Fees, and How You Pay Them + MORE Mar 14th
No one likes to pay fees, but the rate you pay for your investments and how you pay them can be especially troublesome. Making the right decision for your portfolio can be the difference in how much money you earn over the long haul.
When it comes to your Registered Retirement Savings Plans (RRSPs).... More »
How to consolidate your registered accounts for retirement income in Canada + MORE Oct 1st
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My wife has an RRSP in her name and a spousal RRSP in her name, plus a small LIRA. She will be turning 71 next year.
My question is: Can she open a RRIF account and contribute both of her RRSPs plus the LIRA amount into one single RRIF account without incurring any taxable conseque.... More »
The best high-interest savings accounts in Canada for 2025 + MORE Mar 18th
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Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.
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How to invest as a teenager in Canada + MORE Dec 5th
If you’re starting to save the money you’ve received from birthdays, holidays and part-time jobs, you may be wondering how you can invest your savings. An important life lesson for any young person is the habit of saving—so investing for some teenagers can be the next step.
In Canada,.... More »
This tech worker makes $60,000 and has no savings. He wants to travel to see his sick grandmother. What can he do? + MORE Mar 13th
Peter had $5,000 saved up for a trip to Colombia and a vacation to Asia later on, but after his car broke down his savings disappeared..... More »
How to Spend Your Tax Refund: The Smart and Fun Way
– ratesupermarket.ca
The deadline for filing your 2016 income tax return is quickly approaching, so if you haven’t already filed yours, you’ve likely made plans to file before the cutoff on April 30, 2017. If you file electronically, you should typically receive your refund two weeks later. For those who file by paper, returns are generally refunded in eight weeks.
It goes without saying that people are usually excited to receive their income tax return. After all, when it comes to spending it, the possibilities are endless. People typically utilize their refunds in practical ways; debt repayment, investments, or savings. But sometimes it’s nice to have some fun with your money and buy the things you “want” rather than what you “need.” Check out this list of fun and smart ways to use your tax refund this year.
Fun ways to spend your tax refund
Let it be known that it’s always best to spend your money wisely and put your responsibilities first. But for those who are hoping to treat themselves with their tax refund, here are some cool items to put on your radar…
How to vacation in Orlando on a budget
– moneysense.ca
(Getty Images)Orlando is one of the top destinations for Canadians. The warm weather, theme parks, and resorts are a natural draw for families, but many people worry about trip costs. The sunny city has a reputation for being an expensive destination, but according to Forbes, Orlando was the most affordable destination in the U.S. in 2016 —What gives?
It really comes down to what you plan on doing in Orlando. If you plan on going to every theme park, then yes you should expect to spend quite a bit. However, if you’re going for a relaxing family vacation, there are plenty of budget-friendly activities. Either way, with these tips, you can keep your trip costs under control.
Before you depart
Saving money begins before you even leave. First, determine when you plan on visiting Orlando. During the summer, flight and hotel prices will be much higher compared to the spring or fall. If you can travel during the off-season, you’ll see instant savings.
Regardless of what time you plan on travelling, it’s in your best interest to start looking at flights and hotels early…
Premier Brad Wall invites Calgary energy companies to relocate to Saskatchewan
– canadianbusiness.com
Saskatchewan Premier Brad Wall is taking a turf war with Alberta to its economic heart, inviting energy companies based in Calgary to move their headquarters to his province.
In a letter to Whitecap Resources (TSX:WCP) dated Monday, Wall offers to subsidize relocation costs, trim taxes and royalties and help find space in unused government buildings if the oil and gas firm moves to Saskatchewan.
Wall cites reductions to corporate and personal income taxes promised in his recent provincial budget as further incentives, adding that his government has no intention of implementing a carbon tax like the one Alberta did this year.
“Given these major tax changes and your production presence in our province, I would therefore like to formally ask you to consider a relocation of your head office from Calgary to Saskatchewan,” reads the letter.
A spokesman for the premier confirmed the letter’s authenticity.
The letter emerges in the wake of public bickering between Notley and Wall over each other’s provincial budgets…
In a letter to Whitecap Resources (TSX:WCP) dated Monday, Wall offers to subsidize relocation costs, trim taxes and royalties and help find space in unused government buildings if the oil and gas firm moves to Saskatchewan.
Wall cites reductions to corporate and personal income taxes promised in his recent provincial budget as further incentives, adding that his government has no intention of implementing a carbon tax like the one Alberta did this year.
“Given these major tax changes and your production presence in our province, I would therefore like to formally ask you to consider a relocation of your head office from Calgary to Saskatchewan,” reads the letter.
A spokesman for the premier confirmed the letter’s authenticity.
The letter emerges in the wake of public bickering between Notley and Wall over each other’s provincial budgets…
