Best fixed-income ETFs for Canadian investors 2026 + MORE Apr 29th
Tax refunds 2026: How to make every dollar count + MORE Apr 22nd
A tax guide for Canadians with disabilities + MORE May 6th
Tax write-offs that Canadians often get wrong
– moneysense.ca
Safety deposit box
Back in the olden days, investors sometimes kept stock certificates in their safety deposit box at the bank. As a result, taxpayers could claim a deduction for their annual safety deposit box fee as a carrying charge to earn investment income.
Some older taxpayers mistakenly believe this deduction still applies; however, it was eliminated in 2013.
RESP contributions
Registered education savings plans (RESPs) are tax-preferred accounts. The investments grow tax deferred, and withdrawals are only partially taxable to the beneficiary child or grandchild.
Unlike registered retirement savings plan (RRSP) contributions, RESP contributions are not tax deductible. There is a 20% government grant—and for low-income contributions, there may also be government bonds deposited to the account, as well…
Stock news: Cogeco, Roots, and BlackBerry deliver earnings gains but outlooks remain mixed
– moneysense.ca
Here’s a round-up of news for Canadian investors this week.
Cogeco
Roots
BlackBerry
Featured RRSP Accounts
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EQ Bank
Build your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.
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Registered GIC rate
Earn a guaranteed 2.75% in your RRSP when you lock in for 1 year.
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Best RRSP rates
See our ranking of the best RRSP accounts and rates available in Canada.
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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…
What the data isn’t showing about credit stress
– moneysense.ca
The recent difficulties at Goeasy Ltd. give a hint of those troubles, after the subprime lender reported hundreds of millions in losses last month after it wrote down $178 million in loans and saw its shares plummet. The troubles happened despite credit rating agency TransUnion reporting overall delinquencies were unchanged in the last quarter of 2025 from a year earlier.
It’s part of a broader trend of many people, especially homeowners, managing well, as financial strain worsens for those who were already struggling. “Those high-level numbers can mask a little bit what’s actually happening,” said Rebecca Oakes, vice-president of advanced analytics at Equifax Canada. “We talk about that K-shaped recovery, it’s kind of like that divergence…


