All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
An important note on the HSBC World Elite Mastercard’s 65+ Emergency Medical Coverage + MORE Mar 22nd
This past February the HSBC World Elite Mastercard underwent some changes that included some major improvements to the insurance coverage provided with the card. One of those improvements was the addition of the 21 day out of province emergency medical coverage for those 65 and older. It was with t.... More »
Survey: Average card APR jumps to new record of 15.89 percent + MORE Jun 15th
June 14, 2017: The national average APR for new card offers bounced to another all-time high this week, according to the CreditCards.com Weekly Credit Card Rate Report..... More »
Loyalty Lesson: Be aware of this condition with National Bank of Canada and Desjardins out of province emergency travel medical insurance coverage + MORE Jul 9th
Many of Canada’s top credit cards offer out of province emergency travel medical insurance coverage and for some Canadians, it is actually the number one determining factor in choosing a credit card. Despite differences in the amount of coverage, age brackets of coverage and length of coverage.... More »
The best GIC rates in Canada for 2026 Jul 28th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Omarosa Manigault-Newman on the White House: 'I've seen things that made me uncomfortable' - The Guardian + MORE Dec 15th
The GuardianOmarosa Manigault-Newman on the White House: 'I've seen things that made me uncomfortable'The GuardianOmarosa Manigault-Newman listens during the daily press briefing at the White House. Photograph: Drew Angerer/Getty Images. Trump administration. Omarosa Manigault-Newman .... More »
Our original post on this topic from 2013 has now been updated, refreshed and placed on the main Rewards Canada siteWith the emergence of Credit Card Emergency Travel Medical Insurance coverage over the past 7-8 years, we have been receiving more and more requests from some of Rewards Canada ‘seasoned’ readers about coverage once they hit 65 years old. I did look into this a few years back and just personally responded via email to those who asked. But somehow when 2013 hit, I have already received numerous emails asking about which credit cards provide Emergency Travel Medical Insurance coverage for people over the age of 65. So we figured it was best to summarize all the information into one post.Read the full article here! How to avoid paying convenience fees on utility bills
– creditcards.com
Utility companies may charge a convenience fee if you pay by credit card
Ouch! Aeroplan increases fees to change or cancel award tickets
– RewardsCanada.ca
Not the news we like to start off with on a Monday but several of our readers alerted us to this latest change from Aeroplan over the weekend. In some ways it isn’t surprising to see this. We can almost come to expect annual changes or devaluations to programs, we see it with airlines and hotels alike. Aeroplan likes to make their changes in fall and since last fall saw changes in mileage requirements for many premium class tickets it would have been detrimental for Aeroplan to adjust their charts again only one year later. So what is the next best thing to help the bottom line? Why not change the change fees associated with Aeroplan award tickets. And change them they did. It doesn’t look good and for some they may now just let Aeroplan tickets lapse instead of changing or cancelling them. If you book a short haul round trip flight for 15,000 miles and want to change the dates of both flights it will cost you $200+taxes. Want to cancel the flight and get a refund, it will cost you $150…
