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Failing to Plan is Planning to Fail: Do You Have an Emergency Savings Fund? Jan 11th
If 2019 is the year you promised to stop your bad spending habits in their tracks and ensure your savings go untouched, then maybe the old proverb “failing to plan is planning to fail” hits home for you. But what about the things that don’t make it into the plan? You know, those expenses tha.... More »
The best high-interest savings accounts in Canada for 2025 + MORE Jul 16th
Savings comparison tool
Find the best and most up-to-date savings rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated return based on the size of your balance.
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Downloadable RRIF withdrawal rates chart 2024 May 7th
The minimum age at which you can convert a registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) varies by province: it’s 50 in some, and 55 in others. But starting the year after conversion, you must begin to make minimum withdrawals from your RRIF. The table bel.... More »
The best TFSAs in Canada for 2023 + MORE Nov 6th
Tax-free savings accounts (TFSAs) are more than a simple tax-sheltered savings account. TFSAs allow Canadians to hold cash, guaranteed investment certificates (GICs), stocks, bonds, exchange-traded funds (ETFs) or mutual funds within a structure backed by the government. Any interest made during you.... More »
Organize Your Spending With These Great Financial Apps Aug 9th
Your phone can answer your questions in the amount of time it takes you to type it in or, quite literally, ask it. It wakes you up in the morning, tells you the weather, and keeps you connected. It can even pay for your morning coffee. But, if you can pay with your phone in an instant, you had bett.... More »
How to Spend Your Tax Refund: The Smart and Fun Way
– ratesupermarket.ca
The deadline for filing your 2016 income tax return is quickly approaching, so if you haven’t already filed yours, you’ve likely made plans to file before the cutoff on April 30, 2017. If you file electronically, you should typically receive your refund two weeks later. For those who file by paper, returns are generally refunded in eight weeks.
It goes without saying that people are usually excited to receive their income tax return. After all, when it comes to spending it, the possibilities are endless. People typically utilize their refunds in practical ways; debt repayment, investments, or savings. But sometimes it’s nice to have some fun with your money and buy the things you “want” rather than what you “need.” Check out this list of fun and smart ways to use your tax refund this year.
Fun ways to spend your tax refund
Let it be known that it’s always best to spend your money wisely and put your responsibilities first. But for those who are hoping to treat themselves with their tax refund, here are some cool items to put on your radar…
How to vacation in Orlando on a budget
– moneysense.ca
(Getty Images)Orlando is one of the top destinations for Canadians. The warm weather, theme parks, and resorts are a natural draw for families, but many people worry about trip costs. The sunny city has a reputation for being an expensive destination, but according to Forbes, Orlando was the most affordable destination in the U.S. in 2016 —What gives?
It really comes down to what you plan on doing in Orlando. If you plan on going to every theme park, then yes you should expect to spend quite a bit. However, if you’re going for a relaxing family vacation, there are plenty of budget-friendly activities. Either way, with these tips, you can keep your trip costs under control.
Before you depart
Saving money begins before you even leave. First, determine when you plan on visiting Orlando. During the summer, flight and hotel prices will be much higher compared to the spring or fall. If you can travel during the off-season, you’ll see instant savings.
Regardless of what time you plan on travelling, it’s in your best interest to start looking at flights and hotels early…
Premier Brad Wall invites Calgary energy companies to relocate to Saskatchewan
– canadianbusiness.com
Saskatchewan Premier Brad Wall is taking a turf war with Alberta to its economic heart, inviting energy companies based in Calgary to move their headquarters to his province.
In a letter to Whitecap Resources (TSX:WCP) dated Monday, Wall offers to subsidize relocation costs, trim taxes and royalties and help find space in unused government buildings if the oil and gas firm moves to Saskatchewan.
Wall cites reductions to corporate and personal income taxes promised in his recent provincial budget as further incentives, adding that his government has no intention of implementing a carbon tax like the one Alberta did this year.
“Given these major tax changes and your production presence in our province, I would therefore like to formally ask you to consider a relocation of your head office from Calgary to Saskatchewan,” reads the letter.
A spokesman for the premier confirmed the letter’s authenticity.
The letter emerges in the wake of public bickering between Notley and Wall over each other’s provincial budgets…
In a letter to Whitecap Resources (TSX:WCP) dated Monday, Wall offers to subsidize relocation costs, trim taxes and royalties and help find space in unused government buildings if the oil and gas firm moves to Saskatchewan.
Wall cites reductions to corporate and personal income taxes promised in his recent provincial budget as further incentives, adding that his government has no intention of implementing a carbon tax like the one Alberta did this year.
“Given these major tax changes and your production presence in our province, I would therefore like to formally ask you to consider a relocation of your head office from Calgary to Saskatchewan,” reads the letter.
A spokesman for the premier confirmed the letter’s authenticity.
The letter emerges in the wake of public bickering between Notley and Wall over each other’s provincial budgets…
