How to go about securing the best rate and plan for your credit card in Canada.
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Top 5 Credit Card Sign Up offers for December - nearly $1,500 in travel rewards with these cards + MORE Dec 6th
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of December! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should alwa.... More »
Canada’s best instant approval credit cards 2022 + MORE Nov 10th
Credit Cards
Best credit cards in Canada for 2022
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
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March 7 Update: HSBC World Elite MC first year free + 30K points offer, a new king of programs for crediting car rentals to & Air France flash sale Canada to Paris from $735 Mar 8th
Last year HSBC introduced their World Elite Mastercard to the Canadian public. Prior to the launch of this card their cards were almost exclusive to their banking customers only but they realized the money they could make by making a more accessible product. When the card did launch it had a pre.... More »
Earn up to 40x AIR MILES when you purchase a MAX PASS May 14th
AIR MILES’ next set of MAX PASS Bonus offers that provide up to 40x miles are out now. Launched in September 2022 AIR MILES MAX PASS is pay for play option to earn extra bonus miles when shopping at select retailers. This is the fourth such set of offers and are available for purchase until [&.... More »
Credit Card Perks: Extended Warranty and Purchase Protection + MORE Jun 12th
When you read up on the particulars of credit cards, you might notice the terms “extended warranty” and “purchase protection.” Sometimes referred to as extended protection, purchase security, or purchase assurance. Most glaze over these perks and focus on points or rewards associated with t.... More »
The Power of Points: CIBC Survey Shows Canadians Missing Out on Valuable Reward Point Redemptions
– ratesupermarket.ca
Canadians are missing out on some major savings on merchandise, travel, and even chances to pay down their debt. And the answer to “why?” is right under their noses, or at least, right on their monthly bank statement.
According to a recent CIBC survey that reviewed if and how Canadians are using their credit and reward card points, one in five people didn’t know how many points they earned on their cards and 37 per cent rarely or never redeemed their points. When you factor in that, for about half of those surveyed (47 per cent), their primary credit card used for everyday purchases is a rewards card, that equals some major missed savings. While many Canadians that earn reward points say they’re as good as cash, 64 per cent also say they don’t think of them as a financial asset.
Canadians are missing out on a big opportunity with these cards, says Jamie Golombek, the managing director, Tax & Estate Planning, with CIBC Financial Planning and Advice. “It’s important to think of your points as any other asset, and use them to achieve a financial goal,” he said…
Business credit reports, scores and payment history
– creditcards.com
If you have an S Corp, your payment history may be reflected on both your business and personal credit reports and scores.
