The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Starbucks and TD expand relationship to reward virtually all TD credit and debit cardholders + MORE Mar 1st
In late 2020 when the new Aeroplan program was revealed there was one piece of the news that didn't garner too much of the attention. This wasn't surprising given the sheer breadth of everything that came out from Air Canada and its partners in regards to the new Aeroplan program. That piece of the .... More »
January 13 Update: Earn up to 12,500 SCENE points when you open a Scotia iTrade account, up to 10x AIR MILES at Lowes, 10 new bonus offers + MORE Jan 14th
Open up a Scotia iTrade account by February 29 and you can earn up to 12,500 SCENE points for doing so. Find out more here. Funding RequirementSCENE points + $6.99 pricing$2,000 - $4,9991,000$5,000 - $9,9992,500$10,000 - $24,9995,000$25,000 +12,500You can earn up to 10x the AIR MILES Reward Mil.... More »
Canada’s best low interest credit cards 2021 + MORE Dec 31st
If you know you’ll likely be carrying some debt on your credit card from month to month—or are simply trying to pay off a balance—then a low-interest credit card might be a good choice for you. After all, why lock yourself into the typical 19.99% credit card interest rate when you have the opt.... More »
Canada’s best low interest credit cards 2020 + MORE May 12th
If you know you’ll likely be carrying some debt on your credit card from month to month—or are simply trying to pay off a balance—then a low-interest credit card might be a good choice for you. After all, why lock yourself into the typical 19.99% credit card interest rate when you have the opt.... More »
Canada’s Best Metal Credit Cards for 2022: Everything You Need to Know + MORE May 13th
Are you looking for the highest possible credit card rewards and benefits? Look no further than a metal credit card. Except for black credit cards, metal credit cards offer the most exclusive credit card rewards in Canada. You can expect great earning rates, extensive travel benefits, and top-notch .... More »
Canada’s best Mastercard credit cards 2019
– moneysense.ca
As one of the top credit card processors in the world, Mastercard is both extremely popular and also nearly universally accepted. For those already banking at BMO Bank of Montreal, a major Canadian bank that associates with Mastercard, these cards may offer all the perks you’re after along with opportunities to “double dip” on rewards or loyalty programs. Whether you’re looking to earn points or cash, travel more, or keep your interest rates down, there’s a Mastercard product for you on this list. (Click here to browse more of the best credit cards in Canada.)The best Mastercard credit cards in Canada
Tangerine Money-Back Credit Card — Best cash-back Mastercard
BMO World Elite — Best Mastercard credit card for travel
MBNA Rewards Platinum Plus — Best flexible rewards Mastercard credit card
BMO Air Miles World Elite — Best Mastercard for Air Miles collectors
BMO Rewards Mastercard — Best no-fee Mastercard credit card
HSBC World Elite Mastercard — Best Mastercard with no foreign transaction fees
RBC Cash-Back Mastercard — Best Mastercard for Costco shoppers
MBNA True Line Gold Mastercard — Best low-interest Mastercard
Best for cash-back
Tangerine Money-Back Credit Card*
With its regular rate of 2% back on all purchases in your choice of up to three spending categories, including grocery, home improvement, gas and travel accommodations (0…
Transfer American Express Membership Rewards points to Hilton Honors and receive 50% bonus points
– RewardsCanada.ca
American Express revealed a new transfer bonus this week – and if I recall correctly this is the first time we have seen it for this transfer partner! That partner is Hilton Honors and until August 31 when you transfer your Membership Rewards points to Hilton Honors you’ll receive a 50% bonus. The regular conversion rate is 1:1 which means with the bonus you’ll receive 1.5 Honors points per Membership Rewards points. It is well known that the conversion to Hilton at 1:1 isn’t the greatest value when you compare it to the other hotel conversion option with Marriott Bonvoy but for some of you this bonus may be just what you need to top off your Hilton account for a free night redemption or maybe Hilton Honors is your main hotel program and you don’t even touch Marriott Bonvoy or other programs and you can use the extra points easily. Either way it is nice to see this new transfer bonus from American Express! For me I received details on this bonus for my American Express Gold Rewards card but the offer should work for any card that earns Membership Rewards pointsOffer details:50% Bonus Honors Points when you convert American Express Membership Rewards points to Hilton Honors…Does Ontario’s New Financial Literacy Curriculum Go Far Enough?
– ratesupermarket.ca
The Ontario government has announced that starting in September 2019 it will be mandatory for grade 10 student to learn about financial literacy. This is a step forward to helping young people learn more about money management, but it may be too little too late. Here is what we know about the curriculum and how it will presented to student in the fall.
Embedded in careers curriculum
Financial literacy will be taught to students as part of the career studies curriculum. These financial literacy lesson will include learning about financial management, such as how to plan to fund the first year after high school. It will also teach young people about how to budget, how to compare different forms of debt and how to pay bills on time. There were also instruction on how to use credit responsibly and options to pay for postsecondary education.
Beyond money
The careers curriculum will have a focus on careers in high-growth industries such as the Science, Technology, Engineering and Math (STEM…
American Express Shop Small Promotion is back again – Earn a $5 credit for spending $5 at participating merchants
– RewardsCanada.ca
Amex’s awesome Shop Small offer is now in its third iteration! Last seen in spring, the same four Canadian cities are in the mix again and the offer provides a $5 statement credit when you spend $5 or more at participating Shop Small retailers. You can earn the statement credit for purchases from up to 5 different retailers for a total of $25. Ideally, those looking to maximize the offer will only spend $5 at each location to come out ahead by essentially getting whatever they buy for free thanks to the statement credits. This time, for this third incarnation, I received the offer for my Gold Rewards Card but in the past I did receive it for my Platinum Card from American Express and Cobalt Card. If you didn’t receive the email to register you can do so via the four links below (one for each city) with any American Express card.Toronto: www.americanexpress.ca/shopsmalltorontoVancouver: www.americanexpress.ca/shopsmallvancouverCalgary: www.americanexpress.ca/shopsmallcalgaryMontreal: www…
